$349,000
Active14121 Monserrate Ln, Port Charlotte, FL 33981
4 beds · 3 baths · 1,903 sq ft
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5159851
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Turnkey investment opportunity in South Gulf Cove with a tenant in place. This newer home offers an open living and dining layout, a spacious kitchen with stone counters, durable flooring, a covered lanai and an attached garage on an oversized corner lot. Its thoughtful floor plan and established tenancy make it an appealing addition to a residential portfolio. Showings are by appointment; please do not disturb the tenant. Schedule a private viewing to explore the property. One or more photo(s) was virtually staged.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Living area
- 1,903 sqft
- Lot size
- 0.33 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,571/yr
- Monthly fees
- $10/mo
- Listed
- Oct 20, 2026
- MLS #
- S5159851
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14121 MONSERRATE LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,530
$1,765 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,765
- Property taxes
- $464
- Homeowners insurance
- $291
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,530
Over the life of the loan
- Loan amount
- $279,200
- Down payment
- $69,800
- Total interest
- $356,104
- Principal + interest paid
- $635,304
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14121 Monserrate Ln, Port Charlotte, FL 33981
Listing courtesy of ADAN INVESTMENTS REAL ESTATE GROUP, PLLC · MLS# S5159851 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $440,000. Free, and you can stop any time.
