$389,000
Active1222 Zinnea St, Port Charlotte, FL 33952
5 beds · 3 baths · 2,296 sq ft
Listing courtesy of PALM PARADISE REALTY GROUP · MLS# A4710178
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Looking for space, flexibility, and features that make everyday living easier? This spacious, handicap-accessible Port Charlotte home offers an impressive 5 bedrooms and 3 bathrooms, providing endless possibilities for multigenerational living, hosting guests, or creating the home office or hobby space you've always wanted. Generously sized rooms allow plenty of room to relax and entertain, while the inviting fireplace adds warmth and character to the living space. Enjoy added peace of mind with a roof 5 years old, an AC system 6 years old, and a generator installed in 2018. Need extra storage? The storage shed offers convenient space for tools, equipment, and more. Another great feature: the property is located in Flood Zone X. With its spacious layout, accessibility features, and valuable updates, this home offers a wonderful opportunity to enjoy comfortable living with room to grow. Come see all the possibilities this Port Charlotte property has!
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Living area
- 2,296 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,044/yr
- Listed
- Oct 21, 2026
- MLS #
- A4710178
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1222 ZINNEA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,545
$1,967 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,967
- Property taxes
- $254
- Homeowners insurance
- $324
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,545
Over the life of the loan
- Loan amount
- $311,200
- Down payment
- $77,800
- Total interest
- $396,918
- Principal + interest paid
- $708,118
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1222 Zinnea St, Port Charlotte, FL 33952
Listing courtesy of PALM PARADISE REALTY GROUP · MLS# A4710178 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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