$1,200,000
Active13365 Palau Cir, Port Charlotte, FL 33953
4 beds · 3 baths · 2,458 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# D6149263
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Pre-Construction. To be built. Experience the ultimate Florida waterfront lifestyle with this luxury home to be built on a sailboat-accessible canal-front lot, featuring a private dock and no bridges to the harbor, offering boating access to the Gulf of America. This thoughtfully designed residence will feature 4 bedrooms, 3 bathrooms, and a resort-style pool with spa, blending elegant finishes with modern construction and comfort. Enjoy 12-foot ceilings, coffered ceiling details, porcelain wood-look tile throughout, impact-resistant glass, block construction with a stem wall, and a durable tile roof. The chef-inspired kitchen will showcase quartz countertops, a spacious center island, and stainless steel appliances, perfect for entertaining. The luxurious primary suite will offer dual sinks, a freestanding soaking tub, and a separate shower. Outdoor living takes center stage with a paver lanai, private pool and spa, and an outdoor kitchen, creating the perfect setting for alfresco dining, entertaining, and enjoying the Florida sunshine. Additional features include a paver driveway, whole-house reverse osmosis water filtration system, and irrigation system. Whether cruising to open water or relaxing in your private outdoor oasis, this exceptional waterfront property offers the opportunity to embrace the best of coastal Florida living. The first image depicts the proposed building rendering; all additional images are for illustrative purposes only and may not represent the final home, finishes, features, or specifications.
Facts
- Property type
- Single Family Residence
- Year built
- 2027
- Living area
- 2,458 sqft
- Lot size
- 0.29 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,625/yr
- Listed
- Oct 22, 2026
- MLS #
- D6149263
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 13365 PALAU CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,203
$6,068 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,068
- Property taxes
- $135
- Homeowners insurance
- $1,000
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,203
Over the life of the loan
- Loan amount
- $960,000
- Down payment
- $240,000
- Total interest
- $1,224,427
- Principal + interest paid
- $2,184,427
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
13365 Palau Cir, Port Charlotte, FL 33953
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# D6149263 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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