$289,900
Active880 Phyllis St, Port Charlotte, FL 33948
3 beds · 2 baths · 1,352 sq ft
Can tour today — We can usually have an agent meet you here within a couple of hours. Call (941) 474-5585
Open house
- Sun, Oct 25 · 3–5 PM
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532249
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
AMAZING VALUE! DOUBLE LOT • NO FLOOD INSURANCE NEEDED • PRIVATE POOL & SPA • 2023 ROOF • $5,000 SELLER CREDIT! • NO HOA! This is the opportunity you've been waiting for! Welcome to 880 Phyllis Street in Port Charlotte, where space, outdoor living, and incredible value come together. Situated on an OVERSIZED DOUBLE LOT, this property offers a FULLY FENCED BACKYARD with room to entertain, garden, let your pets roam, or simply enjoy your own private outdoor retreat. There's even a storage shed for extra convenience! YOUR OWN PRIVATE BACKYARD PARADISE! Cool off in the sparkling pool on those warm Florida afternoons, then unwind in the ATTACHED SPA when it's time to relax. The west-facing backyard delivers beautiful SUNSETS, creating the perfect backdrop for evening gatherings. The covered back porch overlooking the pool is an inviting place to enjoy your morning coffee or evening cocktails, and the porch furnishings are INCLUDED AS SEEN! Inside, you'll find a spacious kitchen featuring GRANITE COUNTERTOPS and plenty of room to prepare meals and entertain. The generously sized primary bedroom offers a LARGE WALK-IN CLOSET and an en-suite bathroom complete with a WALK-IN SHOWER and GRANITE VANITY. MAJOR VALUE AND PEACE OF MIND! The home features a 2023 ROOF, PUBLIC WATER, and a location where flood insurance is not required (Check FEMA MAP). The home has great bones and offers an opportunity to personalize some cosmetic details to your own taste. To make this opportunity even more attractive, the seller is offering a $5,000 CREDIT WITH THE RIGHT OFFER. LOVE THE FLORIDA LIFESTYLE? YOU'LL LOVE THIS LOCATION! Enjoy access to the area's outdoor recreation, boating, fishing, waterfront dining, and beautiful Gulf Coast beaches. Nearby SPRING LAKE PARK offers a public boat ramp and fishing opportunities, while PORT CHARLOTTE features a waterfront setting, fishing pier, kayak launch, and recreational amenities. For a day of sun, sand, and spectacular Gulf sunsets, head toward ENGLEWOOD BEACH AND MANASOTA KEY. When it's time to enjoy local restaurants, drinks, shopping, and waterfront entertainment, explore FISHERMEN'S VILLAGE IN PUNTA GORDA and the surrounding Charlotte Harbor dining scene. PRICED TO SELL BELOW MARKET VALUE, this property combines a DOUBLE LOT, POOL AND SPA, a FULLY FENCED YARD, and an attractive seller credit—all with room to make it your own. Whether you're searching for a full-time Florida residence, a seasonal escape, or a property with potential, don't miss your chance to see this one. SCHEDULE YOUR SHOWING TODAY AND START ENJOYING THE FLORIDA LIFESTYLE!
Facts
- Property type
- Single Family Residence
- Year built
- 1988
- Living area
- 1,352 sqft
- Lot size
- 0.47 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Partially
- Flood zone
- X500*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $787/yr
- Listed
- Oct 24, 2026
- MLS #
- C7532249
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 880 PHYLLIS ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,773
$1,466 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,466
- Property taxes
- $66
- Homeowners insurance
- $242
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,773
Over the life of the loan
- Loan amount
- $231,920
- Down payment
- $57,980
- Total interest
- $295,801
- Principal + interest paid
- $527,721
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
880 Phyllis St, Port Charlotte, FL 33948
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532249 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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