$369,500
Active5184 Ellsworth Ter, Port Charlotte, FL 33981
3 beds · 2 baths · 2,078 sq ft
Listing courtesy of EXP REALTY LLC · MLS# C7532252
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Situated on an oversized corner lot in Gulf Cove, this spacious 3 bedroom, 2 bathroom pool home offers 2,078 square feet of living space, abundant natural light, and a split bedroom layout. The large primary suite features an en suite bathroom and an adjoining bonus room, ideal for a private office, reading room, or sitting area, with sliding glass doors leading to the lanai and pool. The second bathroom provides convenient access directly to the pool area. The screened pool and lanai offer space to relax, entertain, and enjoy the Florida sunshine. Improvements include a 2024 Worthouse Metal Roofing System, a 2024 pool enclosure, pool resurfacing in 2023, and a new pool pump in 2026. Additional features include a 50 amp EV charger in the garage and public water and sewer. Gulf Cove’s private waterfront park and boat ramp are approximately a two minute drive away, with optional park membership and a separate boat ramp decal available for $75 each annually. With a spacious layout and the opportunity to update the interior to your taste, this home offers plenty of potential to make it your own. Enjoy nearby shopping and dining, with the beautiful beaches of Boca Grande and Englewood within reach. With a spacious layout and the opportunity to update the interior to your taste, this home offers plenty of potential to make it your own. Enjoy nearby shopping and dining, with the beautiful Gulf Coast beaches of Boca Grande and Englewood within easy reach. Bring your vision and discover the possibilities!
Facts
- Property type
- Single Family Residence
- Year built
- 1993
- Living area
- 2,078 sqft
- Lot size
- 0.29 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,783/yr
- Listed
- Oct 22, 2026
- MLS #
- C7532252
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5184 ELLSWORTH TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,408
$1,868 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,868
- Property taxes
- $232
- Homeowners insurance
- $308
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,408
Over the life of the loan
- Loan amount
- $295,600
- Down payment
- $73,900
- Total interest
- $377,022
- Principal + interest paid
- $672,622
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5184 Ellsworth Ter, Port Charlotte, FL 33981
Listing courtesy of EXP REALTY LLC · MLS# C7532252 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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