$1,100,000
Active16152 Palmetto St, Punta Gorda, FL 33982
3 beds · 4 baths · 3,005 sq ft
Listing courtesy of EXP REALTY LLC · MLS# C7532264
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to The Outdoor Oasis, a Layton model on the coveted preserve side of Lake Babcock Estates, offered turnkey so you can move right in. Nothing is built behind you here, and protected preserve brings peaceful sunrises over the treeline every morning. The deep backyard is truly one of a kind, with circular raised garden beds connected by winding stone paths, producing banana and mango trees, and a variety of vegetables so you can grow your own harvest right outside your door. Under the screened enclosure, enjoy a heated saltwater pool and spa with glass-tile accents surrounded by an expansive sealed paver deck, plus a 25' x 14' covered lanai with room for outdoor dining and a fire-table lounge. A pool bath keeps wet feet off the main living areas. Peace of mind comes standard, with impact glass windows throughout and a hurricane roll-down screen protecting the lanai. Inside, 12-foot ceilings rise another 2 feet into elegant coffered trays, and oversized sliding glass doors open the gathering room to the lanai for true indoor-outdoor living. The kitchen features white shaker cabinetry, quartz countertops, a contrasting wood island with seating for four, gas cooktop, built-in wall oven and microwave, stainless appliances, crystal pendant lighting, and a walk-in pantry with a butcher-block counter. A café nook with a navy accent wall overlooks the pool, and a separate 21' dining room hosts holiday gatherings with ease. Tile flows through the main living areas with carpet in the bedrooms. The private owner's suite offers a bay of windows overlooking the pool and preserve, and a spa-inspired bath with a quartz dual vanity, walk-in shower with bench, custom built-in closet system, and an infrared sauna. Both guest bedrooms have their own full bath, and Bedroom 2 features a bay window. Behind double doors, the flex room has floor-to-ceiling built-in cabinetry, perfect for an office, gym, or hobby room. A 3-car garage and freshly sealed paver driveway complete the home. Lake Babcock Estates enjoys a master HOA of just $136/month, and owners have full control of their own landscaping. Bring your suitcase, live the Babcock Ranch lifestyle, and come home to your own private oasis.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Living area
- 3,005 sqft
- Lot size
- 0.38 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- X*
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $14,247/yr
- Monthly fees
- $136/mo
- Listed
- Oct 21, 2026
- MLS #
- C7532264
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 16152 PALMETTO ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$7,802
$5,562 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,562
- Property taxes
- $1,187
- Homeowners insurance
- $917
- Flood insurance
- $0
- HOA / condo fees
- $136
- Mortgage insurance (PMI)
- $0
- Total per month
- $7,802
Over the life of the loan
- Loan amount
- $880,000
- Down payment
- $220,000
- Total interest
- $1,122,391
- Principal + interest paid
- $2,002,391
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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16152 Palmetto St, Punta Gorda, FL 33982
Listing courtesy of EXP REALTY LLC · MLS# C7532264 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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