$325,000
Active35 Emden Cir, Punta Gorda, FL 33950
2 beds · 2 baths · 1,581 sq ft
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7532265
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
**Waterfront Living in Windmill Village – Punta Gorda** Enjoy true Florida waterfront living in this thoughtfully upgraded 2007 Jacobsen home offering 1,581 square feet of open-concept living on a built-up lot to 11AE. This home has 2 bedrooms, 2 bathrooms and an office (office furniture included). The main living areas feature drywall, elegant crown molding, and durable industrial luxury laminate flooring, while the bathrooms are finished with tile. The large kitchen boasts stainless-steel appliances (updated 2024), abundant storage, a whole-house water filter and softener system with reverse osmosis at the kitchen sink. A convenient laundry room with pantry adds everyday practicality. Partially furnished and move-in ready, this home is designed for low-maintenance comfort. Outside, the property shines with a newly replaced sea wall (2026), paver pathways leading to a 7,000 lb boat lift with extra pilings, and a storage shed with roll-down door that easily accommodates a golf cart (cart not included). There’s generous additional storage both in the shed and under the house. Accordion hurricane shutters protect all windows except the marine side (which are manually installed) and conveniently close and lock from inside. Recent updates include a shingle roof (2022) and hot water heater (2023). The air conditioner has a transferable service contract through June 2027 with OceanAir. Residents enjoy a true hassle-free lifestyle with a low HOA fee that covers water, sewer, trash removal, grass maintenance, common area upkeep, and road maintenance. Windmill Village is an active adult paradise featuring two private marinas with direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center with numerous hobby clubs, and a welcoming pavilion beside the heated pool for gatherings and events. Located in historic Punta Gorda—voted “#1 Best Small Place to Live” by Money Magazine and Forbes—this community delivers the perfect blend of waterfront living and resort-style amenities. Please note: the purchase price does not include the $21,285 Buy-In Share and Bond, which is fully refundable upon sale. This upgraded waterfront home is ready for you to start enjoying paradise. Don’t miss this rare opportunity—schedule your private showing today and make Windmill Village your new home.
Facts
- Property type
- Manufactured Home
- Year built
- 2007
- Living area
- 1,581 sqft
- Lot size
- 0.13 acres
- Waterfront
- Yes · 69 ft
- Water access
- Canal - Brackish, Creek
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Partially
- Flood zone
- AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,742/yr
- Monthly fees
- $268/mo
- Listed
- Oct 20, 2026
- MLS #
- C7532265
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 35 EMDEN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,327
$1,643 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $145
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $268
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,327
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
35 Emden Cir, Punta Gorda, FL 33950
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7532265 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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