$899,900
Active5109 Cantabria Crst, Sarasota, FL 34238
3 beds Β· 3 baths Β· 2,841 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4710262
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
This unique and finely appointed lakefront pool home located in the gated community of the Vineyards at Silver Oak is without rival. From the moment you step foot through the threshold of the front door you are treated to view a chic and highly updated maintenance-free home set in the heart of Palmer Ranch. Looking for an established community, a tasteful layout, and modern conveniences such impact glass windows and sliding doors, a newer tile roof (2023), and newer HVAC system (2023)- Look no further! The main living area of this home is trimmed with engineered hardwood, crown molding, plantation shutters, tray ceilings, enhanced architectural trim, custom built-ins and much more. The recently renovated kitchen area features quartzite countertops, 36 inch natural gas range, incredible custom wood built-in with SubZero wine refrigeration, stainless steel appliances, quartzite backsplash, and custom island. The main living area features a generously sized great room, built-in gas fireplace, formal dining room with skylight, family room with views of the pool and many more fine details. The primary suite is well adorned with dual walk-in closets with built-ins, bay windows sliding glass door access to the pool, and a spa-like bath with dual vanities, Jacuzzi tub, and walk-in shower. The second bedroom area converts into a guest suite with closing door, en-suite bathroom and spacious closet. The third bedroom also features and ensuite bathroom and ample storage. Moving to the backyard makes this home shine even more- the long eastern lake views overlooks trees, a fountain, and your own heated pool. There is a large, covered lanai for sitting and listening to music through the built-in speakers. The Vineyards features a generous amenity area complete with heated pool, fitness room, meeting area, and kitchen. Silver Oak, one of the finest communities in Palmer Ranch features a 24 hour a day manned gate, private roads, and a maintenance-free lifestyle in the Vineyards. The comforts of shopping at Costco, Publix and other retailers are just a short drive away, and the community boasts easy access the Legacy Trail and Gulf Beaches. This is a true standout property- schedule your private showing today !
Facts
- Property type
- Single Family Residence
- Year built
- 2001
- Living area
- 2,841 sqft
- Lot size
- 0.17 acres
- Waterfront
- Yes Β· 59 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,342/yr
- Monthly fees
- $684/mo
- Listed
- Oct 21, 2026
- MLS #
- A4710262
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 5109 CANTABRIA CRST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$6,679
$4,550 of that is principal & interest. 32% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,550
- Property taxes
- $695
- Homeowners insurance
- $750
- Flood insurance
- $0
- HOA / condo fees
- $684
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,679
Over the life of the loan
- Loan amount
- $719,920
- Down payment
- $179,980
- Total interest
- $918,218
- Principal + interest paid
- $1,638,138
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5109 Cantabria Crst, Sarasota, FL 34238
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# A4710262 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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