$1,925,000
Active Under Contract2509 Waterfront Cir, Sarasota, FL 34240
5 beds · 6 baths · 4,563 sq ft
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4710269
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Set within the desirable Monterey neighborhood of Lakewood Ranch, this exceptional five-bedroom, five-and-a-half-bath residence offers a sophisticated blend of luxury, comfort and effortless Florida living. Thoughtfully designed with generous proportions and an inviting floor plan, the home seamlessly balances elegant gathering spaces with private retreats, creating an ideal setting for both everyday living and entertaining. At the heart of the home, a dream kitchen showcases high-end appliances, beautiful finishes and thoughtfully designed spaces that make both casual dining and elaborate entertaining a pleasure. Expansive living areas provide an effortless flow throughout the residence, while five spacious bedrooms, five full baths and a powder room offer exceptional comfort, privacy and flexibility for family and guests. Outdoor living takes center stage with a beautiful private pool and spa, surrounded by an expansive screened lanai that creates a resort-inspired setting for relaxation and entertaining. Whether enjoying a peaceful morning poolside, gathering with friends or unwinding in the spa beneath the Florida sky, this exceptional outdoor retreat offers the perfect extension of the home’s inviting interiors. Located within Monterey at Lakewood Ranch, this remarkable residence enjoys convenient access to exceptional shopping, dining, recreation and the cultural attractions of Sarasota. With its spacious design, beautifully appointed kitchen and spectacular outdoor living spaces, this home captures the essence of refined Florida living.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 4,563 sqft
- Lot size
- 0.29 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $2,696/yr
- Monthly fees
- $355/mo
- Listed
- Oct 21, 2026
- MLS #
- A4710269
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2509 WATERFRONT CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$11,918
$9,734 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,734
- Property taxes
- $225
- Homeowners insurance
- $1,604
- Flood insurance
- $0
- HOA / condo fees
- $355
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,918
Over the life of the loan
- Loan amount
- $1,540,000
- Down payment
- $385,000
- Total interest
- $1,964,185
- Principal + interest paid
- $3,504,185
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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2509 Waterfront Cir, Sarasota, FL 34240
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · MLS# A4710269 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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