$15,500
Active265 Shoreland St, Port Charlotte, FL 33954
0.23 acre lot
Listing courtesy of XCELLENCE · MLS# C7532277
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Looking for a super convenient location, less than five minutes to the mall. In the area there is shopping available of all kinds, restaurants of every kind as well as parks and entertainment. The property is located in a countrylike setting that is just now developing, so any surrounding homes will be brand new and another great feature is that it is in an X flood zone area, so no issues with flood insurance. If you appreciate convenience in an up and coming area be sure to consider this wonderfully situated spot for your Florida dream home.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- East
- Flood zone
- X
- CDD
- No
- Annual taxes
- $438/yr
- Listed
- Oct 21, 2026
- MLS #
- C7532277
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 265 SHORELAND ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$315
$78 of that is principal & interest. 75% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $78
- Property taxes
- $37
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $315
Over the life of the loan
- Loan amount
- $12,400
- Down payment
- $3,100
- Total interest
- $15,816
- Principal + interest paid
- $28,216
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
265 Shoreland St, Port Charlotte, FL 33954
Listing courtesy of XCELLENCE · MLS# C7532277 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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