Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$288,000

Active

27051 Cougar Pl, Punta Gorda, FL 33983

2 beds Β· 2 baths Β· 1,503 sq ft

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7532280

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to 27051 Cougar Place, a beautifully updated Punta Gorda home where space, freedom, and peace of mind come together. Set on an OVERSIZED 0.37-ACRE HOMESITE made up of THREE LOTS in the Harbour Heights area, this 2-BEDROOM, 2-BATHROOM, 1-CAR GARAGE HOME offers 1,503 square feet of living space, a SPACIOUS SUNROOM, a SCREENED LANAI WITH AN IN-GROUND SPA, and NO HOA, giving you room for your boat, your RV, and all of your toys. The big-ticket items have already been taken care of. The ROOF WAS REPLACED IN 2023, the A/C was updated in 2023/2024, ALL WATER LINES WERE REPLACED WITH PEX PLUMBING in 2026, and a BRAND-NEW SEPTIC TANK AND LEACH FIELD were installed in 2026. A TANKLESS WATER HEATER WITH FILTER, HURRICANE SHUTTERS, newer ceiling fixtures, a FENCE REDONE IN 2024, and a refreshed screen enclosure add even more value and peace of mind. From the moment you arrive, the covered front porch and a striking LEADED-GLASS FRONT DOOR with a WROUGHT-IRON SECURITY SCREEN DOOR create a welcoming first impression. Inside, the bright, open LIVING AND DINING AREA is filled with natural light and ceiling fans. Just beyond, the SUNROOM, measuring approximately 25' x 12', is lined with windows and offers wonderful bonus space for a family room, game room, or home office. The KITCHEN features crisp WHITE CABINETRY, a PANTRY, a BREAKFAST BAR, and STAINLESS STEEL APPLIANCES, making everyday cooking easy and enjoyable. The PRIMARY SUITE offers a WALK-IN CLOSET and an ensuite bath with a VANITY/MAKEUP SPACE and a WALK-IN SHOWER, while the second bedroom sits near the second full bath with a tub/shower combination, ideal for guests. STEP OUTSIDE AND DISCOVER YOUR OWN BACKYARD RETREAT. Sliding glass doors open to a LARGE SCREENED LANAI, approximately 26' x 17', with ceiling fans and an IN-GROUND SPA, the perfect place to unwind at the end of the day. A separate COVERED PATIO adds even more room to entertain, and the FULLY FENCED BACKYARD offers plenty of space to garden, play, or simply relax. FOR THE BOATER, RV OWNER, OR HOBBYIST, THIS PROPERTY DELIVERS. A DETACHED METAL CARPORT and PARKING PAD provide extra covered parking, and the attached garage with opener also houses the laundry. With NO HOA, the rules are yours to make. MORE THAN A HOME, THIS IS SPACE, FREEDOM, AND PEACE OF MIND WITH THE MAJOR UPDATES ALREADY DONE. Conveniently located off Harbor View Road with easy access to US-41, I-75, shopping, and dining, 27051 Cougar Place offers an exceptional opportunity to enjoy relaxed Punta Gorda living at its finest.

Facts

Property type
Single Family Residence
Year built
1979
Living area
1,503 sqft
Lot size
0.37 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,924/yr
Listed
Oct 26, 2026
MLS #
C7532280

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 27051 COUGAR PL. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,190

$1,456 of that is principal & interest. 34% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,456
Property taxes
$494
Homeowners insurance
$240
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,190

Over the life of the loan

Loan amount
$230,400
Down payment
$57,600
Total interest
$293,863
Principal + interest paid
$524,263
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

27051 Cougar Pl, Punta Gorda, FL 33983

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7532280 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Mon, Oct 26 Β· Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Punta Gorda listings with at least 2 bedrooms up to $360,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 26, 2026, 12:59 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]