$19,999
Active1532 Chaffin Ln, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8560138
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
People who know Southwest Florida have been watching Port Charlotte for years. It sits between Sarasota to the north and Fort Myers to the south, fronts Charlotte Harbor the second-largest estuary in Florida and still prices like it hasn't been discovered yet. That's changing. Charlotte County posted 10.5% job growth between 2019 and 2023, one of the highest rates of any coastal market in the country, and the population has grown steadily ever since. One thing worth knowing: at 3 feet elevation, this lot sits in a low-lying area. Verify flood zone status with Charlotte County and factor flood insurance into your planning before moving forward. For the right buyer, that's a known quantity, not a dealbreaker. This quarter-acre lot comes with paved road access, single-family residential zoning, no HOA, and no build deadline. Level terrain, ready to work with. Sarasota is about 45 minutes north. Fort Myers is roughly 30 minutes south. What surrounds it earns its own mention. Charlotte Harbor and Boca Grande Pass the acknowledged tarpon capital of the world, drawing anglers from across the globe every spring for fish that push 150 pounds are practically in the backyard. Englewood Beach is 20 miles west. Boca Grande, one of Florida's most quietly charming coastal towns, is 30 minutes away. Port Charlotte is the value play on the Gulf Coast that Sarasota used to be. The window on that is narrowing.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE,X
- Annual taxes
- $389/yr
- Listed
- Oct 21, 2026
- MLS #
- TB8560138
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1532 CHAFFIN LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$334
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $32
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $334
Over the life of the loan
- Loan amount
- $15,999
- Down payment
- $4,000
- Total interest
- $20,406
- Principal + interest paid
- $36,405
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1532 Chaffin Ln, Port Charlotte, FL 33953
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8560138 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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