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$490,000

Active

5389 Cambiago St, Sarasota, FL 34238

4 beds · 3 baths · 1,846 sq ft

Listing courtesy of COLDWELL BANKER REALTY · MLS# N6146299

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Nestled within the gated community of Villagewalk, this beautifully maintained 4-bedroom, 3-bath pool home offers a flexible floor plan with two primary bedrooms and plenty of space for family and guests as well as multi-generation options. The main living area is bright and inviting, featuring porcelain tile flooring throughout the first floor and three sliding glass doors that open to the lanai and pool area, creating a seamless indoor-outdoor living experience. The kitchen has been nicely updated with granite countertops, a stainless steel sink, KitchenAid stainless steel appliances, white cabinetry, recessed lighting, and a convenient storage closet nearby. Just off the kitchen, the dining area is the perfect spot for everyday meals or entertaining. THE FIRST-FLOOR PRIMARY BEDROOM offers a custom walk-in closet, ENSUITE BATH, and private access to the front porch, a peaceful place to enjoy your morning coffee. Upstairs, you'll find a SECOND PRIMARY BEDROOM with a custom walk-in closet, ensuite bath with both a soaking tub and separate shower, plantation shutters, and access to its own balcony! Two additional bedrooms, including one with a custom WALK-IN closet and another with a custom built-in closet, share a full guest bath. The upstairs laundry room includes a GE washer and dryer, utility sink, and additional cabinetry for extra storage and convenience. Outside, the lanai and private pool create the perfect setting to enjoy Florida living year-round. The pool was resurfaced in 2020, a motorized retractable awning provides shade when desired, and the new electric pool heater installed in 2025 extends the swimming season. The widened rear paver driveway provides ample parking for 4 additional vehicles and leads to the oversized 2-car garage, complete with built-in cabinetry, attic access with pull-down stairs, an insulated garage door, and durable interlocking floor mats. Recent improvements provide peace of mind and include: a NEW TILE ROOF (2025), electric pool heater (2025), hurricane accordion shutters (2023), plantation shutters (2023), upstairs carpeting (2022), hot water heater (2021), widened paver driveway and walkway to the pool gate (2021), exterior painting (2021), A/C (2020), whisper-quiet bathroom exhaust fans (2020), granite countertops and stainless steel sink (2020), and KitchenAid kitchen appliances. Villagewalk is one of Palmer Ranch's most popular gated communities, offering resort-style amenities including a clubhouse, a restaurant, fitness center, tennis and pickleball courts, resort and lap pools, a poolside tiki bar, a gas station, scenic lakes connected by charming bridges, and miles of walking and biking paths. Palmer Ranch is widely recognized as one of Sarasota's premier master-planned communities, appreciated for its beautifully maintained neighborhoods, extensive green spaces, proximity to the Legacy Trail, and convenient access to Siesta Key Beach, downtown Sarasota, shopping, dining, golf, and top-rated healthcare facilities. Best of all, VillageWalk has NO CDD FEES, making it an exceptional value in one of Sarasota's most desirable locations.

Facts

Property type
Townhouse
Year built
2004
Living area
1,846 sqft
Lot size
0.08 acres
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,297/yr
Monthly fees
$471/mo
Listed
Oct 19, 2026
MLS #
N6146299

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5389 CAMBIAGO ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,632

$2,478 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,478
Property taxes
$275
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$471
Mortgage insurance (PMI)
$0
Total per month
$3,632

Over the life of the loan

Loan amount
$392,000
Down payment
$98,000
Total interest
$499,974
Principal + interest paid
$891,974
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5389 Cambiago St, Sarasota, FL 34238

Listing courtesy of COLDWELL BANKER REALTY · MLS# N6146299 · Active

How would you like to see it?
Which day?
What time of day?

In person · Fri, Oct 23 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 22, 2026, 4:06 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]