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$599,000

Active

28492 Royal Palm Dr, Punta Gorda, FL 33982

3 beds Β· 2 baths Β· 1,578 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532293

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Key West-inspired waterfront retreat with direct sailboat access, new dock and boat lift (2025), and 80 feet of concrete seawall! Discover this exceptional fully furnished, custom-built 2023 home featuring 3 bedrooms, 2 bathrooms, a private office, and an oversized 2-car garage in the waterfront community of Palm Shores in Punta Gorda! Designed with creativity and attention to detail, this distinctive residence blends modern construction with vibrant coastal character. A striking blue exterior, cheerful yellow front door, and tropical landscaping create memorable curb appeal. Inside, the bright, open-concept floor plan showcases white shiplap walls, light-toned plank-style flooring throughout, and soaring vaulted ceilings. Recessed lighting, decorative fixtures, plantation shutters, and abundant natural light enhance the inviting atmosphere. The spacious great room flows effortlessly into the dining area and kitchen, while expansive pocket sliding glass doors open to the screened lanai, creating an ideal layout for entertaining. The showstopping kitchen features rich blue Shaker-style cabinetry, vibrant orange retro-style Big Chill appliances, a Vetrazzo recycled glass island, and a Fireclay farmhouse sink. A generous breakfast bar provides casual seating, complemented by open display shelving and stylish pendant lighting. The adjoining dining area offers a welcoming space for everyday meals and gatherings. The spacious primary suite offers a peaceful retreat with a decorative ceiling fan and large windows overlooking the surrounding greenery. Its ensuite bathroom features a custom distressed blue wood vanity, rustic wood countertop, white vessel sink, wall-mounted faucet, and oversized wood-framed mirror. The walk-in shower is beautifully finished with blue subway-style tile, pebble-stone flooring, and a window for natural light. Two additional guest bedrooms provide comfortable accommodations, while the guest bathroom showcases a nautical porthole-style mirror, vintage-inspired wall-mounted faucet, white farmhouse-style sink, and walk-in shower with white subway tile. A distressed storage cabinet adds a charming finishing touch. A dedicated home office provides flexibility for remote work or hobbies. Enjoy the outdoors from the spacious screened lanai, featuring colorful Adirondack seating, decorative string lighting, and views of the backyard. A separate wood deck with fire pit creates another inviting gathering space, while the fenced yard offers privacy amid lush tropical surroundings. Boating enthusiasts will appreciate the new dock 2025 and boat lift installed 2026, 80 feet of concrete seawall, and direct sailboat access to the Peace River, with access to Charlotte Harbor and the Gulf of Mexico beyond. Additional highlights include hurricane-impact windows and doors, an approximately 11-foot elevation, and modern building code construction. The oversized 2-car garage features an epoxy-finished floor, a 220V electrical outlet, and generous space for vehicles, storage, or a workshop. With no HOA or association fees, this property offers flexibility for year-round or seasonal enjoyment. Conveniently located near historic downtown Punta Gorda, waterfront parks, shopping, dining, entertainment, and I-75, this home puts Southwest Florida's attractions within easy reach.

Facts

Property type
Single Family Residence
Year built
2023
Living area
1,578 sqft
Lot size
0.21 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
Water view
Yes
Private pool
No
Exposure
South
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,864/yr
Listed
Oct 22, 2026
MLS #
C7532293

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 28492 ROYAL PALM DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,933

$3,029 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,029
Property taxes
$405
Homeowners insurance
$499
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,933

Over the life of the loan

Loan amount
$479,200
Down payment
$119,800
Total interest
$611,193
Principal + interest paid
$1,090,393
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

28492 Royal Palm Dr, Punta Gorda, FL 33982

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532293 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 22 Β· Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 22, 2026, 12:15 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]