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$22,000

Active

143 Sterling St, Port Charlotte, FL 33954

0.23 acre lot

Listing courtesy of SAVVY AVENUE, LLC · MLS# A4710388

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Port Charlotte 33954 Residential Lot | Flood Zone X | Public Water Nearby Explore the opportunity to own a residential lot at 143 Sterling St, Port Charlotte, FL 33954, situated in a developing section of northern Port Charlotte with established homes, newer construction, and additional residential growth throughout the surrounding neighborhood. The property is located in FEMA Flood Zone X, an attractive feature for buyers considering a future Florida homesite or long-term land investment. Public water infrastructure is available nearby within the surrounding neighborhood, providing convenient proximity to municipal utility service for future development. The location offers easy access to the Murdock area of Port Charlotte, one of the main commercial hubs in the region, with shopping centers, restaurants, medical facilities, major retailers, and everyday services within convenient driving distance. From Sterling St, residents can also reach US-41 / Tamiami Trail, North Port, Interstate 75, and Punta Gorda, providing practical connections throughout Southwest Florida. The surrounding area combines a quiet residential environment with continued construction and development, making this part of Port Charlotte 33954 attractive to homeowners, builders, and investors looking for vacant residential land. Southwest Florida’s outdoor lifestyle is also within reach, with access to boating, fishing, parks, Charlotte Harbor, and Gulf Coast destinations available by car. With its Port Charlotte 33954 location, Flood Zone X designation, nearby public water infrastructure, and growing residential surroundings, 143 Sterling St offers an appealing opportunity to secure land in an established and developing area of Southwest Florida.

Facts

Property type
Land
Lot size
0.23 acres
Flood zone
X
Annual taxes
$489/yr
Listed
Oct 22, 2026
MLS #
A4710388

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 143 STERLING ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$352

$111 of that is principal & interest. 68% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$111
Property taxes
$41
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$352

Over the life of the loan

Loan amount
$17,600
Down payment
$4,400
Total interest
$22,448
Principal + interest paid
$40,048
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

143 Sterling St, Port Charlotte, FL 33954

Listing courtesy of SAVVY AVENUE, LLC · MLS# A4710388 · Active

How would you like to see it?
Which day?
What time of day?

In person · Fri, Oct 23 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 22, 2026, 4:06 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]