$19,999
Active12181 Conroy Ave, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8560250
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
This versatile 0.23-acre homesite in Port Charlotte offers a level terrain at approximately 9 feet of elevation with convenient paved road access, making it an ideal canvas for your future plans. Zoned RSF3.5 for residential use, the property supports flexible development while maintaining neighborhood appeal. With annual taxes of just $436.75 and no HOA or POA restrictions, ownership stays affordable and uncomplicated. Located within easy reach of Fort Myers, home to roughly 95,000 residents, you’ll enjoy access to world-class Gulf beaches, scenic parks, area schools, and popular attractions like the Edison & Ford Winter Estates. Port Charlotte itself is known for its expansive canal system, offering more than 165 miles of waterways that enhance the area’s coastal charm and outdoor lifestyle. Whether you’re planning a primary residence, seasonal retreat, or long-term investment, this lot delivers a rare blend of accessibility, low carrying costs, and growth potential backed by paved access, favorable zoning, and a prime Florida location.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- AE,X
- Annual taxes
- $437/yr
- Listed
- Oct 21, 2026
- MLS #
- TB8560250
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12181 CONROY AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$338
$101 of that is principal & interest. 70% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $101
- Property taxes
- $36
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $338
Over the life of the loan
- Loan amount
- $15,999
- Down payment
- $4,000
- Total interest
- $20,406
- Principal + interest paid
- $36,405
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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12181 Conroy Ave, Port Charlotte, FL 33981
Listing courtesy of HOME SOLD REALTY LLC · MLS# TB8560250 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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