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$979,000

Active

10860 McAlester Cir #1R, Port Charlotte, FL 33981

3 beds Β· 4 baths Β· 2,014 sq ft

Listing courtesy of THE AGENCY SARASOTA Β· MLS# A4710429

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Discover a fresh take on waterfront living in this newly constructed modern residence, set along a wide saltwater canal with boating access to the Gulf of Mexico. Designed for those who appreciate contemporary architecture, generous entertaining spaces, and the beauty of Southwest Florida’s waterfront lifestyle, this 3-bedroom plus office, 3.5-bath home pairs clean lines with thoughtfully selected finishes and exceptional indoor-outdoor flow. The open-concept interior feels bright and sophisticated, with soaring ceilings, 8-foot doors, recessed lighting, and oversized marble-look tile flooring throughout. The great room opens to the covered lanai through a fully opening three-panel sliding glass door, extending the living space outdoors and framing beautiful canal views. At the heart of the home, the kitchen combines contemporary style with everyday functionality. Quartz countertops, a waterfall-edge island, modern pendant lighting and a walk-in pantry create an inviting space for cooking and gathering. An oversized French-door refrigerator adds convenience and generous storage, while sleek black hardware provides a cohesive modern finish. The primary suite offers a private retreat with direct lanai access, dual walk-in closets, and a spa-inspired bathroom featuring quartz countertops, dual vanities, and a beautifully tiled walk-in shower with dual shower heads. Each guest bedroom has its own ensuite bathroom, offering added privacy and comfort, while the separate office provides flexibility for working from home or creating a dedicated study. Outside, the property’s waterfront setting takes center stage. The heated pool and spa overlook the wide canal, while the screened lanai features a view-conscious enclosure design that minimizes visual obstructions and preserves the expansive water views. An outdoor kitchen and exterior shower further enhance the outdoor living experience, creating an ideal setting for entertaining, unwinding after a day on the water, or enjoying Florida’s year-round sunshine. Additional features include hurricane-impact windows and sliding glass doors. A boat dock and lift may be negotiated as part of the purchase contract, subject to buyer preferences. Located in the South Gulf Cove area, the home offers convenient access to Boca Grande, Manasota Key, Wellen Park shopping and dining, and the Cove of Rotonda Golf Center. A distinctive opportunity to enjoy new construction, contemporary design, and Gulf-access waterfront living in one exceptional property. Seller may offer a buyer closing cost credit to assist with eligible settlement expenses, lender-related costs, and prepaid escrow items through seller-approved financing programs. Program availability, buyer qualifications, incentive terms, and applicable contribution limits may apply. Buyers should verify eligibility and terms with the seller and participating lender.

Facts

Property type
Single Family Residence
Year built
2026
Living area
2,014 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Brackish, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$2,160/yr
Monthly fees
$10/mo
Listed
Oct 21, 2026
MLS #
A4710429

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 10860 MCALESTER CIR #1R. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$5,956

$4,950 of that is principal & interest. 17% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,950
Property taxes
$180
Homeowners insurance
$816
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$5,956

Over the life of the loan

Loan amount
$783,200
Down payment
$195,800
Total interest
$998,928
Principal + interest paid
$1,782,128
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10860 McAlester Cir #1R, Port Charlotte, FL 33981

Listing courtesy of THE AGENCY SARASOTA Β· MLS# A4710429 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 22 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 21, 2026, 6:14 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]