$629,000
Active3845 Bal Harbor Blvd, Punta Gorda, FL 33950
3 beds · 3 baths · 1,821 sq ft
Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · MLS# C7532333
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
GOLF COURSE AND LAKE VIEWS, SPECTACULAR SUNSETS AND A PRIVATE HEATED SALTWATER POOL! This beautifully maintained, custom-built coastal-inspired home overlooks the 6th tee of St. Andrews South Golf Course and offers 3 bedrooms plus a den, 2.5 baths and exceptional Florida outdoor living—all just minutes from historic downtown Punta Gorda. The light-filled, open floor plan features soaring tray ceilings with crown molding, 8-foot doors, recessed lighting and porcelain wood-look tile throughout. Sliding glass doors connect the living area to the pool and outdoor entertaining space. The chef-inspired kitchen showcases custom soft-close cabinetry, granite countertops, stainless-steel appliances, a tiled backsplash, oversized island and built-in pantry. Shiplap accents add coastal character. The primary suite features dual comfort-height vanities and a fully tiled walk-in shower, while two additional bedrooms and a separate den provides a flexible space for guests or a home office. The tropical backyard retreat features a heated saltwater pool, paver deck, dramatic arched water jets, stainless-steel cable railing and lush palm landscaping. Relax or entertain while enjoying peaceful water views and stunning sunsets. Smart upgrades include a portable generator with whole-house transfer switch, remote irrigation, smart switches and outlets, phone-controlled Nest thermostat, smoke/CO alarms, whole-house three-stage water filtration, 60-amp EV charger and exterior security cameras. The OVERSIZED 558 SqFt 2.5x-car garage offers over 27 feet of depth, attic access and built-in storage. Enjoy peace of mind with approximately 11 feet of elevation, no flood history, no hurricane damage from any storm, a durable metal roof, and hurricane-rated windows. Fresh interior and exterior paint adds to the move-in-ready appeal. The seller's current flood insurance premium is approximately $1,107 annually; a new buyer may qualify for the same rate, subject to carrier approval. Convenient to Fishermen's Village, waterfront dining, shopping, marinas, parks and downtown Punta Gorda. Enjoy the golf course lifestyle, resort-style outdoor living and modern convenience in one exceptional home!
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Living area
- 1,821 sqft
- Lot size
- 0.27 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,593/yr
- Listed
- Oct 23, 2026
- MLS #
- C7532333
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3845 BAL HARBOR BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,421
$3,181 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,181
- Property taxes
- $716
- Homeowners insurance
- $524
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,421
Over the life of the loan
- Loan amount
- $503,200
- Down payment
- $125,800
- Total interest
- $641,804
- Principal + interest paid
- $1,145,004
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3845 Bal Harbor Blvd, Punta Gorda, FL 33950
Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · MLS# C7532333 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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