$949,000
Coming Soon9356 Miami Cir, Port Charlotte, FL 33981
4 beds · 3 baths · 2,830 sq ft
Listing courtesy of KELLER WILLIAMS ON THE WATER S · MLS# A4710453
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
CUSTOM-BUILT WATERFRONT LUXURY IN SOUTH GULF COVE! This stunning modern 4-bedroom, 3-bath home offers boating access to Charlotte Harbor, a private dock, and exceptional indoor-outdoor living. Soaring ceilings and an open floor plan create a bright, spacious atmosphere, while the gourmet kitchen features an impressive 8-burner gas stove. The beautiful primary suite is a private retreat with two walk-in closets and a luxurious ensuite featuring separate vanities, a walk-through shower with dual showerheads, and a freestanding soaking tub. Step outside to your own waterfront paradise with a screened pool, spa, outdoor kitchen area, and private dock. Spend the day exploring Charlotte Harbor by boat, entertain friends poolside, and unwind with spectacular sunsets over the water. This is Southwest Florida waterfront living at its finest! Don't just dream about waterfront living. Come experience it for yourself! Schedule your private showing today and discover why this exceptional home deserves to be yours.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Living area
- 2,830 sqft
- Lot size
- 0.31 acres
- Waterfront
- Yes · 135 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,452/yr
- Monthly fees
- $10/mo
- Listed
- Oct 21, 2026
- MLS #
- A4710453
Virtual tour
- Video tour on YouTubeyoutu.be
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9356 MIAMI CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,387
$4,799 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,799
- Property taxes
- $788
- Homeowners insurance
- $791
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,387
Over the life of the loan
- Loan amount
- $759,200
- Down payment
- $189,800
- Total interest
- $968,318
- Principal + interest paid
- $1,727,518
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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