$110,000
Active12274 Defender Dr, Port Charlotte, FL 33953
0.23 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532346
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover the perfect opportunity to BUILD YOUR DREAM WATERFRONT HOME in the desirable PORT CHARLOTTE! This STANDARD-SIZED WATERFRONT LOT offers 80 FEET OF WATER FRONTAGE with boating access to the beautiful MYAKKA RIVER in approximately 5 MINUTES BY BOAT, with ONLY ONE BRIDGE OUT! From the Myakka River, enjoy access to CHARLOTTE HARBOR and the GULF OF MEXICO, making this an ideal location for BOATING, FISHING, KAYAKING, and enjoying the best of the FLORIDA WATERFRONT LIFESTYLE. Whether you're planning a year-round residence, seasonal retreat, or future investment, this property offers an exciting opportunity to create your own piece of paradise! PROPERTY HIGHLIGHTS • Standard-sized waterfront residential lot • 80 FEET OF WATER FRONTAGE • ONLY ONE BRIDGE OUT to the Myakka River • Approximately 5-MINUTE BOAT RIDE to the Myakka River • Boating access to CHARLOTTE HARBOR and the GULF OF MEXICO • Ideal location for boating, fishing, kayaking, and waterfront recreation • Opportunity to build a CUSTOM WATERFRONT HOME AREA HIGHLIGHTS Located in the growing 33953 area of PORT CHARLOTTE, this property offers a wonderful balance of peaceful waterfront living and convenient access to Southwest Florida amenities. • Close to shopping, dining, grocery stores, and everyday conveniences • Convenient access to US-41 and nearby roadways • Near the scenic MYAKKA RIVER and CHARLOTTE HARBOR • Short drive to NORTH PORT and Wellen Park, offering shopping, restaurants, entertainment, and community events • Enjoy nearby golf courses, parks, nature trails, and outdoor recreation • Easy access to the beautiful Gulf Coast beaches of ENGLEWOOD and BOCA GRANDE • Convenient to the PORT CHARLOTTE TOWN CENTER area and surrounding amenities • Enjoy Southwest Florida's year-round sunshine, boating, fishing, and laid-back coastal lifestyle Don't miss this opportunity to own a piece of WATERFRONT PARADISE and start planning your DREAM FLORIDA HOME!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 160 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
- Water view
- Yes
- Exposure
- Southeast
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $1,306/yr
- Listed
- Oct 23, 2026
- MLS #
- C7532346
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 12274 DEFENDER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$865
$556 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $556
- Property taxes
- $109
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $865
Over the life of the loan
- Loan amount
- $88,000
- Down payment
- $22,000
- Total interest
- $112,239
- Principal + interest paid
- $200,239
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
12274 Defender Dr, Port Charlotte, FL 33953
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532346 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least the same size up to $140,000. Free, and you can stop any time.
