$239,000
Active423 Waterside St, Port Charlotte, FL 33954
4 beds Β· 2 baths Β· 2,176 sq ft
Listing courtesy of BEYCOME OF FLORIDA LLC Β· MLS# O6451924
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
4 BEDROOMS! NEWER ROOF, NEW AC, UPDATED MAJOR SYSTEMS, CITY WATER & SEWER, AND NO FLOOD ZONE! Excellent opportunity to own a spacious 4-bedroom, 2-bathroom home in a desirable Port Charlotte neighborhood! Featuring approximately 2,100 square feet of living space, this property has several major improvements already completed, including a newer roof, brand-new AC system, updated electrical panel, updated plumbing, and newer hot water heater. Located outside the high-risk flood zones, with public city water and sewer. Inside, you'll find a spacious and functional floor plan with multiple living areas, a kitchen featuring granite countertops, stainless steel appliances, and light cabinetry, plus a separate indoor laundry room. The permitted garage conversion provides a fourth bedroom, adding valuable living space and flexibility. Additional highlights include a charming brick fireplace, updated flooring throughout much of the home, a large screened-in lanai, and a fully fenced backyard with privacy fencing, providing plenty of room for outdoor activities, pets, and entertaining. The property is situated in an established neighborhood with convenient access to shopping, restaurants, schools, parks, and major roadways. With many of the expensive improvements already completed, the home provides an excellent opportunity to add value through minor cosmetic updates and personal finishing touches. One bedroom currently needs flooring installed.
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Living area
- 2,176 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,522/yr
- Listed
- Oct 22, 2026
- MLS #
- O6451924
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 423 WATERSIDE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,785
$1,209 of that is principal & interest. 32% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,209
- Property taxes
- $377
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,785
Over the life of the loan
- Loan amount
- $191,200
- Down payment
- $47,800
- Total interest
- $243,865
- Principal + interest paid
- $435,065
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
423 Waterside St, Port Charlotte, FL 33954
Listing courtesy of BEYCOME OF FLORIDA LLC Β· MLS# O6451924 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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