$375,000
Active1320 Charlotte Ave, Sarasota, FL 34239
2 beds · 2 baths · 1,008 sq ft
Listing courtesy of HARRY ROBBINS ASSOC INC · MLS# A4710510
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this charming Sarasota bungalow filled with character and thoughtful upgrades! The inviting exterior features coastal blue siding, a cheerful yellow front door, and low-maintenance landscaping. Inside, enjoy new laminate flooring, a bright enclosed sunroom, living room with brick fireplace, dining area with built-in cabinetry, and kitchen featuring granite countertops, white cabinetry, and stainless steel appliances. A unique bonus entertaining space showcases exposed wood beams, decorative lighting, and a built-in bar. Outside, enjoy a fenced yard, tropical landscaping, and private outdoor shower! Major improvements include updated electrical and plumbing, a double-wide driveway, new fencing, and upgraded attic insulation with radiant barrier for improved energy efficiency and potential utility savings. The impressive 600 sq. ft. detached garage with adjoining carport features insulated walls, 60-amp electrical service, polyurea flooring, and an oversized hurricane-rated garage door. Conveniently located near Arlington Park, Southside Village, Sarasota Memorial Hospital, downtown Sarasota, shopping, dining, and Siesta Key Beach!
Facts
- Property type
- Single Family Residence
- Year built
- 1929
- Living area
- 1,008 sqft
- Lot size
- 0.15 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,558/yr
- Listed
- Oct 27, 2026
- MLS #
- A4710510
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1320 CHARLOTTE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,422
$1,896 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,896
- Property taxes
- $213
- Homeowners insurance
- $313
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,422
Over the life of the loan
- Loan amount
- $300,000
- Down payment
- $75,000
- Total interest
- $382,633
- Principal + interest paid
- $682,633
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1320 Charlotte Ave, Sarasota, FL 34239
Listing courtesy of HARRY ROBBINS ASSOC INC · MLS# A4710510 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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