$1,580,000
Active15728 Aldama Cir, Port Charlotte, FL 33981
3 beds Β· 4 baths Β· 3,765 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6149309
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Discover an exceptional estate-style residence custom-built by Tim Towels and professionally designed with timeless elegance. Situated on a large TIPP lot, the property offers unobstructed waterway views extending to the expansive lagoon. This custom home features three bedrooms, three-and-a-half baths, a private office, a family room, and a bonus room. The expansive living area features a gas fireplace and full-wall sliding doors that open to a European-inspired lanai. Designed for effortless entertainment, the outdoor space includes an infinity pool and spa that create the sensation of being at the waterβs edge, a generous outdoor kitchen, a spacious entertainment area, and a fire pit with an integrated fountain, outdoor shower. Extensive lighting for nighttime show place. Inside, the European aesthetic continues in the professional chefβs kitchen, appointed with marble countertops, a Wolf gas range, professional-grade ventilation, a scenic tile backsplash, an illuminated coordinating ceiling treatment, a breakfast bar, and a dinette area. Soaring cathedral and tray ceilings showcase custom-painted designs and original artworkβdistinctive details that must be seen to be fully appreciated. Additional highlights include versatile living spaces and an impressive formal dining room. The spacious primary suite features a luxurious bath with an oversized soaking tub with an etched glass wall and a walk-thru shower overlooking a professionally painted exterior wall that evokes the ambiance of an elegant European retreat and water views. Completing the home are a spacious laundry room, an oversized three-car garage, and direct water access with a private boat dock and 15,000-pound liftβplus excellent fishing just beyond your back door. Freshly painted and enhanced with numerous upgrades, the property features a generator-ready hookup, new landscaping, a new roof installed in 2023, all-new irrigation wiring completed in 2026, and new hurricane-rated garage doors installed in 2023.New Hot water on demand. With distinctive custom details throughout, this remarkable waterfront residence must be seen to fully appreciate the exceptional features rarely found in a typical home.
Facts
- Property type
- Single Family Residence
- Year built
- 2004
- Living area
- 3,765 sqft
- Lot size
- 0.43 acres
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,203/yr
- Listed
- Oct 20, 2026
- MLS #
- D6149309
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 15728 ALDAMA CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$10,240
$7,989 of that is principal & interest. 22% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,989
- Property taxes
- $934
- Homeowners insurance
- $1,317
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $10,240
Over the life of the loan
- Loan amount
- $1,264,000
- Down payment
- $316,000
- Total interest
- $1,612,162
- Principal + interest paid
- $2,876,162
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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15728 Aldama Cir, Port Charlotte, FL 33981
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6149309 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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