$874,900
Active197 Albert Ln, Port Charlotte, FL 33954
4 beds · 3 baths · 3,924 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532357
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
SHORT TERM INVESTMENT PROPERTY or fully furnished turn-key with all the space you have been looking for. Huge 4 bedroom (split and potentially 6 beds) 3 bath 4,000 sq ft home with INFINITY EDGE POOL and western views to catch the EPIC FLORIDA SUNSETS over LAKE NIAGARA. Grand front porch with ceramic tile and private unbuilt lot across the street to watch the sunrise. Enter to a grand entrance with vaulted ceilings and a two-story living room. Living room built in fireplace catches your eye, grand kitchen with updated lighting & fixtures, gourmet ovens and amazing counter space will satisfy all your entertaining needs. Master bath on the main floor has cherry wood floors, entrance to the pool and huge window to overlook the lake. Two large master closets. The master bath en suite has a jacuzzi soaker tub and separate wall in shower with dual heads. Dual vanity sinks and tons of built in storage. All other bedrooms are split to each corner of the home. Upstairs there are 2 bedrooms (with an additional attic bedroom possible) and a super large media/game loft. Outside you walk through the many french doors to the pool patio with beautiful travertine pavers, gunnite infinity edge pool, orange tree and large palms and your new composite deck for all your fishing and sun bathing. Over $150k in remodel work since 2022 and over $50k in furnishings all yours. Some of the remodel work include: All new 50 yr stunning metal roof, all new LVP flooring, full interior and exterior painting, new deck with composite floor and cable railing, lighting and finishing work. New washer and dryer and service panel as well. If being a short term rental investor is your thing, this property is a 5 star property on VRBO and AirBnB with super host status on both. It rents super well to large groups who travel together (friends, multiple family groups, etc). There are $1,000's of rental income on the books for the following seasons ready to become yours! Located in desirable Section 15 in Port Charlotte. Easy highway access & tons of great food and shopping nearby. Live your best life in Southwest Florida, embracing all the Sunshine State has — world-famous fishing, nature parks, award-winning golf courses, and stunning Gulf of America beaches — all within easy reach. Don’t miss your opportunity to make this wonderful town YOUR hometown and home YOUR HOME!
Facts
- Property type
- Single Family Residence
- Year built
- 2005
- Living area
- 3,924 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Lake, Limited Access
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,520/yr
- Listed
- Oct 22, 2026
- MLS #
- C7532357
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 197 ALBERT LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,030
$4,424 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,424
- Property taxes
- $877
- Homeowners insurance
- $729
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,030
Over the life of the loan
- Loan amount
- $699,920
- Down payment
- $174,980
- Total interest
- $892,709
- Principal + interest paid
- $1,592,629
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
197 Albert Ln, Port Charlotte, FL 33954
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532357 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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