$464,900
Active14394 Silver Lakes Cir, Port Charlotte, FL 33953
3 beds · 2 baths · 1,735 sq ft
Listing courtesy of PEACE HARBOR REAL ESTATE INC. · MLS# C7532373
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
BREATHTAKING WATER VIEWS, PRIVATE POOL & SPA, RESORT-STYLE LIVING, AND TRANSFERABLE BEACH CLUB MEMBERSHIP! Welcome to the beautiful, peaceful community of Riverwood! This furnished, move-in ready 3-bedroom, 2-bathroom home offers the ultimate Florida lifestyle, with spectacular water views that truly steal the show! Step outside to your private backyard oasis featuring a heated in-ground pool and attached spa overlooking the tranquil water. The expansive lanai cage, completely replaced in 2023, features a panoramic picture screen that beautifully frames the water and surrounding natural scenery. An ample covered patio with pavers provides the perfect setting for relaxing, entertaining, or simply soaking in the peaceful surroundings. Inside, vaulted ceilings, diagonal tile and engineered wood flooring, and open living areas create a bright, welcoming atmosphere. Expansive sliding glass doors open fully to the lanai, seamlessly blending indoor and outdoor living. The kitchen features Corian countertops, wood cabinetry, and appliances purchased in 2019. The spacious primary suite offers a walk-in closet and sliding glass doors leading directly to the lanai, while the en-suite bathroom features dual sinks, a soaking tub, separate walk-in shower, and convenient access to the covered patio. MAJOR UPDATES include a NEW ROOF (2024), WATER HEATER (2026), LANAI CAGE & PICTURE-WINDOW SCREEN (2023), POOL HEATER (2023), POOL PUMP (2024), SPA PUMP (2024), POOL MOTOR (2022), and HVAC (2017). Additional features include a reverse osmosis system, irrigation system, metal hurricane shutter panels, accordion shutters for the rear patio, and an included washer and dryer. AN EXCEPTIONAL BONUS: a highly coveted, transferable Riverwood Private Beach Club Membership on beautiful Manasota Key! Beyond the home, Riverwood is a beautifully maintained, all-ages community offering an impressive selection of amenities, including a community pool, pickleball courts, tennis courts, croquet, a dog park, and more. Golf enthusiasts will also appreciate Riverwood Golf Club, with membership available but not required. Discover the beauty, tranquility, and lifestyle that make this property such a special place to call home.
Facts
- Property type
- Single Family Residence
- Year built
- 2003
- Living area
- 1,735 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 72 ft
- Water access
- Lake
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $2,241/yr
- Monthly fees
- $172/mo
- Listed
- Oct 23, 2026
- MLS #
- C7532373
Virtual tour
- Virtual tourdrive.google.comView the virtual tour(opens drive.google.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 14394 SILVER LAKES CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,097
$2,351 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,351
- Property taxes
- $187
- Homeowners insurance
- $387
- Flood insurance
- $0
- HOA / condo fees
- $172
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,097
Over the life of the loan
- Loan amount
- $371,920
- Down payment
- $92,980
- Total interest
- $474,363
- Principal + interest paid
- $846,283
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14394 Silver Lakes Cir, Port Charlotte, FL 33953
Listing courtesy of PEACE HARBOR REAL ESTATE INC. · MLS# C7532373 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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