$1,099,000
Active8568 Santa Cruz Dr, Port Charlotte, FL 33981
4 beds · 3 baths · 2,306 sq ft
Listing courtesy of TERRA REALTY SERVICES · MLS# C7532408
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to your own waterfront paradise! This brand-new, custom-built waterfront home offers stunning features and refined finishes throughout. Located in a desirable waterfront community just minutes from the beach, golf courses, and the world-famous Boca Grande sandbar. Step into this modern and expansive home featuring 4 bedrooms, 3 bathrooms, an open-concept layout with high ceilings, and porcelain tile flooring throughout. The beautiful custom kitchen is equipped with luxury stainless steel appliances, as well as a custom wet bar with elegant glass-front upper cabinets, and a wine cooler, ideal for gatherings and celebrations. Each bathroom features fully tiled showers and custom quartz vanities, while every bedroom offers custom closets for elevated storage. The master bedroom is a true retreat: generously sized, featuring a custom-designed walk-in closet with integrated LED lighting, a luxurious bathroom with double sinks, a freestanding tub, and two showers. The expansive living room features a custom wood-accented ceiling with integrated LED lighting and a beautifully designed TV feature wall with accent lighting, creating the perfect setting for relaxation and entertainment. Enjoy a fully equipped outdoor kitchen with a sink and ice maker, overlooking the HEATED SALTWATER POOL AND SPA, all enclosed within a screened pool cage for year-round comfort. The fenced backyard offers privacy while showcasing beautiful water views. The private dock and boat lift provide convenient access to the Gulf, making it easy to enjoy endless days on the water. Whether you're enjoying a sunset by the pool, entertaining guests, or heading out for a day on the water, this home delivers the ultimate Florida waterfront lifestyle. Additional exterior highlights include a fully irrigated St. Augustine lawn, exotic landscaping, exterior lighting throughout, a spacious 3-car garage, and an elegant flat concrete tile roof that complements the home's modern architectural design. Located in an amenity-rich community with parks, playgrounds, and an optional HOA, this home checks every box for luxury, lifestyle, and location. Welcome to your dream Florida lifestyle!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 2,306 sqft
- Lot size
- 0.23 acres
- Water access
- Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,211/yr
- Monthly fees
- $10/mo
- Listed
- Oct 23, 2026
- MLS #
- C7532408
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8568 SANTA CRUZ DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,667
$5,557 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,557
- Property taxes
- $184
- Homeowners insurance
- $916
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,667
Over the life of the loan
- Loan amount
- $879,200
- Down payment
- $219,800
- Total interest
- $1,121,371
- Principal + interest paid
- $2,000,571
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8568 Santa Cruz Dr, Port Charlotte, FL 33981
Listing courtesy of TERRA REALTY SERVICES · MLS# C7532408 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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