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$489,000

Active

3143 Lockwood Ter, Sarasota, FL 34231

2 beds · 2 baths · 1,279 sq ft

Listing courtesy of BARADIT PROFESSIONAL ASSOCIATION · MLS# TB8560963

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Enjoy the Florida lifestyle in this inviting pool home, ideally located in the highly sought-after Gulf Gate subdivision - just 4 miles from Siesta Key Beach. Situated in an A+-rated school district with convenient access to public transportation, Sarasota Bradenton International Airport, UTC Mall, downtown Sarasota, shopping, and entertainment, this cozy single-family home features: •1,279sf on a spacious homesite measuring approximately 80ft wide x 110ft deep. •Living Room includes recessed lighting and built-in entertainment. •Kitchen features plenty of cabinets, granite countertops, garbage disposal. •2 spacious bedrooms with ceiling fans. •Master bathroom includes a garden tub with jets, separate fully tiled walk-in shower, walk-in closet, granite countertop. •Guest bathroom includes a shower and bathtub combo. •Ceramic tiles throughout. •1 car garage features a newer door and is equipped with remote control, fire hydrant, and washer/dryer hook ups. •Fully enclosed, refinished, and heated swimming pool with a newer pool heater and a new pool pump installed in 2024. •The fenced backyard features true Florida landscaping, offering an inviting outdoor setting to relax and enjoy the sunshine. •Garden storage shed measuring 8' x 7' x 8' high with decorative windows. •The home faces south and features a side porch on the east side, providing an additional outdoor space to enjoy. •The roof was replaced in 2015. •The HVAC system was replaced in 2021. •Brand-new ductwork and insulation installed in 2024. •New main electrical panel installed in 2024. •New privacy fence installed in 2024. •Re-plumbed with overhead piping. •There is a Community Association but membership is strictly VOLUNTARY. •High and dry in Flood Zone X – so flood insurance is optional. •Sidewalks! City utilities. Public Sewer. Homes in Gulf Gate don't stay on the market for long, so don't delay—schedule your showing today!

Facts

Property type
Single Family Residence
Year built
1966
Living area
1,279 sqft
Lot size
0.2 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,223/yr
Monthly fees
$6/mo
Listed
Oct 23, 2026
MLS #
TB8560963

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3143 LOCKWOOD TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,071

$2,473 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,473
Property taxes
$185
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$6
Mortgage insurance (PMI)
$0
Total per month
$3,071

Over the life of the loan

Loan amount
$391,200
Down payment
$97,800
Total interest
$498,954
Principal + interest paid
$890,154
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3143 Lockwood Ter, Sarasota, FL 34231

Listing courtesy of BARADIT PROFESSIONAL ASSOCIATION · MLS# TB8560963 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 24 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 24, 2026, 1:05 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]