$28,000
Active128 Smallwood Rd, Rotonda West, FL 33947
0.21 acre lot
Listing courtesy of SUNMARK REALTY · MLS# C7532425
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Nice, deep building lot in the deed restricted community of the Rotonda Lakes. The street has multiple new homes and power is located in front of the lot. All lots have access to water and sewer. Architectural guidelines require a minimum sqft living area of 1,500 with a two car garage. The subdivision is within a ten minute drive to area grocery stores, shopping, marinas and golf courses. Excellent location for a single family home or future investment.
Facts
- Property type
- Land
- Lot size
- 0.21 acres
- Flood zone
- AE*
- CDD
- No
- Annual taxes
- $453/yr
- Monthly fees
- $11/mo
- Listed
- Oct 23, 2026
- MLS #
- C7532425
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 128 SMALLWOOD RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$390
$142 of that is principal & interest. 64% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $142
- Property taxes
- $38
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $11
- Mortgage insurance (PMI)
- $0
- Total per month
- $390
Over the life of the loan
- Loan amount
- $22,400
- Down payment
- $5,600
- Total interest
- $28,570
- Principal + interest paid
- $50,970
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
128 Smallwood Rd, Rotonda West, FL 33947
Listing courtesy of SUNMARK REALTY · MLS# C7532425 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Rotonda West
Want an email when homes like this list?
New Rotonda West listings with at least the same size up to $35,000. Free, and you can stop any time.
