$224,900
Active4145 Gardner Dr, Port Charlotte, FL 33952
3 beds · 2 baths · 1,505 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7532436
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this beautiful 3-bedroom, 2-bath home that feels like a beachside retreat! Bright, airy, and filled with charm, this updated home features an open-concept layout, luxury vinyl plank flooring throughout, and plenty of extra storage. The spacious kitchen offers stainless steel appliances and generous cabinetry, perfect for cooking and entertaining. Enjoy relaxing or hosting guests in the large lanai conveniently located off the living and dining areas. Situated on a desirable corner lot with beautiful water views, this home also features a new roof, solar panels to help reduce utility costs, and hurricane shutters. There’s also extra space to park your RV or boat, making it ideal for those who love outdoor adventures and the Florida boating lifestyle! Enjoy the convenience of nearby sidewalks and easy access to downtown Punta Gorda. The Port Charlotte Beach Complex is just minutes away, offering a public boat ramp, beaches, park amenities, and direct access to the beautiful open waters of Charlotte Harbor. Bright, beautiful, updated, and full of coastal charm — this home is ready for you to enjoy the best of Florida living!
Facts
- Property type
- Single Family Residence
- Year built
- 1958
- Living area
- 1,505 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,179/yr
- Listed
- Oct 23, 2026
- MLS #
- C7532436
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4145 GARDNER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,685
$1,137 of that is principal & interest. 33% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,137
- Property taxes
- $348
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,685
Over the life of the loan
- Loan amount
- $179,920
- Down payment
- $44,980
- Total interest
- $229,478
- Principal + interest paid
- $409,398
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4145 Gardner Dr, Port Charlotte, FL 33952
Listing courtesy of RE/MAX ALLIANCE GROUP · MLS# C7532436 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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