$399,000
Active23492 Harper Ave, Port Charlotte, FL 33980
3 beds · 2 baths · 1,656 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532441
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Brand-New 2025 Home in a Prime Punta Gorda Location! Enjoy the best of Florida living in this beautiful, newly built single-family residence completed in 2025 and elevated on stilts. The front porch offers a glimpse of the Peace River, while the spacious back porch overlooks a private backyard—creating the perfect setting to relax, entertain, and enjoy the Florida lifestyle. Inside, you’ll find a spacious kitchen, all-new appliances, and luxury vinyl flooring throughout, providing a fresh, modern feel with style and functionality. With brand-new construction and thoughtfully designed living spaces, this home offers comfort and contemporary appeal. Furniture is negotiable, offering added flexibility to make this home your own. Enjoy convenient access to the Peace River and the Punta Gorda Sailing Club, with the popular Sunseeker Resort just down the street. Take a quick drive across the bridge to historic downtown Punta Gorda for waterfront dining, local shops, parks, and entertainment. The Pickle Plex is also just a short drive away for recreation and fun. Conveniently located near I-75 and shopping, this home combines modern living, a private backyard, and easy access to the many attractions and amenities of Punta Gorda. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this brand-new home is a wonderful opportunity to enjoy the Florida lifestyle!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Living area
- 1,656 sqft
- Lot size
- 0.46 acres
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $556/yr
- Listed
- Oct 24, 2026
- MLS #
- C7532441
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 23492 HARPER AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,396
$2,018 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $46
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,396
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
23492 Harper Ave, Port Charlotte, FL 33980
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532441 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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