$105,000
Active102 Trout, Punta Gorda, FL 33950
2 beds · 2 baths · 1,104 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532458
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to this charming 1977 Palm Harbor double-wide manufactured home offering 1,104 square feet of turnkey living in Alligator Park, a highly sought-after, resident-owned 55+ community that's both pet-friendly and golf-cart-friendly. This beautifully maintained 2-bedroom, 2-bath home is move-in ready and includes the park share, valued at $60,000, in the purchase price. For added peace of mind, the seller is also providing a one-year home warranty. Residents of Alligator Park enjoy an exceptional lifestyle with a wide range of amenities, including a community clubhouse, library, laundry facilities, shuffleboard courts, mailbox center, and golf-cart-accessible streets. The community also features a scenic 34-acre lake, perfect for catch-and-release fishing and non-motorized water activities. Be sure to explore the park's active social calendar and numerous community events. Recent updates include a new A/C system (2023), an updated electrical panel, newer washer and dryer located in the spacious shed/workshop, and new vinyl windows in the front Florida room. Additional improvements include rain gutters, a rear storage shed, and a membrane roof installed in 2020. Enjoy a low-maintenance Florida lifestyle with an affordable monthly HOA fee that covers water, sewer, trash collection, and lawn care. Don't miss this opportunity to own a share in one of Punta Gorda's most welcoming and active resident-owned communities. Schedule your private showing today!
Facts
- Property type
- Manufactured Home
- Year built
- 1977
- Living area
- 1,104 sqft
- Lot size
- 0.12 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Turnkey
- Flood zone
- PD
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,197/yr
- Monthly fees
- $298/mo
- Listed
- Oct 24, 2026
- MLS #
- C7532458
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 102 TROUT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,212
$531 of that is principal & interest. 56% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $531
- Property taxes
- $183
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $298
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,212
Over the life of the loan
- Loan amount
- $84,000
- Down payment
- $21,000
- Total interest
- $107,137
- Principal + interest paid
- $191,137
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
102 Trout, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7532458 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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