$515,000
Active3397 Rock Creek Dr, Port Charlotte, FL 33948
3 beds · 2 baths · 1,080 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7532462
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to 3397 Rock Creek Dr., Port Charlotte, FL 33948, where boating, poolside relaxation, and the Florida lifestyle come together. This 3-bedroom, 2-bath WATERFRONT POOL home is situated on a main waterway canal, offering an impressive setup for boating and enjoying life on the water. Boaters will appreciate the approximately 60-FOOT DOCK featuring ELECTRIC, WATER, and a FISH-CLEANING STATION, along with a COVERED 10,000 lb. boat lift with a remote control and separate JET SKI DOCK (2019 Yamaha Waverunner INCLUDED with the home) . With just one bridge to Charlotte Harbor and an approximately 30-minute boat ride to the Gulf, getting out on the water is part of everyday living. The year-round FLORIDA ROOM provides additional living space to relax and take in the waterfront surroundings. Step into the screened in lanai to enjoy the large solar (owned panels) heated saltwater pool, resurfaced in 2021, or unwind on either of the TWO PATIOS while watching manatees glide through the canal and fish jump in the water. Additional features include OUTDOOR PATIO SHOWER, HURRICANE SHUTTERS and a concrete PARKING SLAB offering extra space for an RV, boat, or additional vehicles. Important updates include a 2022 ROOF, SLEEVING OF ALL CAST IRON PLUMBING, 2018 replaced the HVAC SYSTEM, 2024 HOT WATER HEATER, 2020 ELECTRICAL PANEL, 2019 DOCK, and 2022 boat lift CANAPY. Whether you're searching for a full-time waterfront home, a seasonal Florida retreat, or a boating-friendly property with Gulf access, this Port Charlotte home offers the opportunity to enjoy the Southwest Florida lifestyle you've been dreaming about!
Facts
- Property type
- Single Family Residence
- Year built
- 1966
- Living area
- 1,080 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,446/yr
- Listed
- Oct 24, 2026
- MLS #
- C7532462
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3397 ROCK CREEK DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,237
$2,604 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,604
- Property taxes
- $204
- Homeowners insurance
- $429
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,237
Over the life of the loan
- Loan amount
- $412,000
- Down payment
- $103,000
- Total interest
- $525,483
- Principal + interest paid
- $937,483
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3397 Rock Creek Dr, Port Charlotte, FL 33948
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# C7532462 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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