$777,000
Active8888 Bay St, Placida, FL 33946
2 beds · 3 baths · 1,056 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149354
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover the magic of true island living on beautiful Little Gasparilla Island, a bridgeless barrier island where privacy, natural beauty, and the laid-back Florida lifestyle come together. Nestled along the bay, this unique waterfront home offers a private dock and easy access to some of the island’s most treasured experiences. Completely renovated in 2020 and all new appliances in 2024. Spend your days fishing from your own dock, cruising the island by golf cart, or strolling along pristine Gulf beaches in search of shells and unforgettable sunsets. With the beach just a walk away and the bay right outside your door, you can enjoy the best of both worlds. Surrounded by the peaceful beauty of a secluded island community, this property offers a rare opportunity to slow down, unplug, and embrace a lifestyle defined by sunshine, salt air, and endless coastal adventures. Whether you're seeking a private island retreat, a weekend escape, or a place to call home, this Little Gasparilla Island gem invites you to experience Florida as it was meant to be. No bridges. No crowds. Just island living at its finest.
Facts
- Property type
- Single Family Residence
- Year built
- 1964
- Living area
- 1,056 sqft
- Lot size
- 0.14 acres
- Waterfront
- Yes · 50 ft
- Water access
- Bay/Harbor, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,766/yr
- Monthly fees
- $33/mo
- Listed
- Oct 26, 2026
- MLS #
- D6149354
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8888 BAY ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,090
$3,929 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,929
- Property taxes
- $481
- Homeowners insurance
- $648
- Flood insurance
- $0
- HOA / condo fees
- $33
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,090
Over the life of the loan
- Loan amount
- $621,600
- Down payment
- $155,400
- Total interest
- $792,817
- Principal + interest paid
- $1,414,417
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8888 Bay St, Placida, FL 33946
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · MLS# D6149354 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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