$429,000
Active2289 Montpelier Rd, Punta Gorda, FL 33983
3 beds · 2.5 baths · 1,969 sq ft
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532485
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
IMPRESSIVELY UPDATED 3 bedroom and a den POOL home in the highly desirable DEEP CREEK neighborhood that is NOT in a flood zone and has NO monthly HOA dues (minor yearly HOA amount). UPGRADES/UPDATES include 2021 roof, 2022 AC, 2025 HWH, 2021 Pool heater, IMPACT windows and door 2022 and whole house generator 2023, repipe of house 2023 and if you can believe it even more updates!!! The only thing left for you to do is sit back, relax and enjoy this AMAZING home. A massive lanai with the heated pool and awesome nature view will be a great place to do some laps or sit back and enjoy your favorite evening beverage. Gorgeous curb appeal as you approach this home - step inside and you'll notice the large living room to the right with a good size dining room that provides a view and access to the lanai and also seamlessly connects to the kitchen that includes 2 counter stools and a large kitchenette with table and 4 chairs. The study/den and 2 guest bedrooms and bathroom (access to pool) are all located on the left side of the house with the master bedroom and bathroom located on the right - providing plenty of privacy for both you and your guests. All bedrooms feature walk-in closets - great for storage - and one of the guest bedrooms and the master bedroom provide access to the lanai. DEEP CREEK is in an excellent location - not in a flood zone - and yet only 10 to 15 minutes to the shops and restaurants of downtown Punta Gorda and Fisherman's village. And you have easy access to I75 to head to any number of other Florida fun spots north or south. If you are in need of a true 3 bedroom home with a separate den/study then you should hurry and arrange a private showing of this AMAZING home.
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 2 full, 1 half
- Living area
- 1,969 sqft
- Lot size
- 0.22 acres
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,302/yr
- Monthly fees
- $17/mo
- Listed
- Oct 27, 2026
- MLS #
- C7532485
Virtual tours
- Video tour on YouTubeyoutube.com
- Video tour on YouTubeyoutube.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2289 MONTPELIER RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,986
$2,169 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,169
- Property taxes
- $442
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,986
Over the life of the loan
- Loan amount
- $343,200
- Down payment
- $85,800
- Total interest
- $437,733
- Principal + interest paid
- $780,933
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2289 Montpelier Rd, Punta Gorda, FL 33983
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7532485 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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