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$189,000

Active

644 White Pine Tree Rd #43, Venice, FL 34285

2 beds · 2 baths · 990 sq ft

Listing courtesy of PARADISE REALTY OF VENICE INC · MLS# N6146344

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Welcome to Laurel Villas in Bird Bay Village! This tastefully updated, ground-floor 2-bedroom, 2-bath condo is move-in ready and offers comfortable Florida living in one of Venice’s most amenity-rich communities. Step inside to a bright and inviting floor plan featuring ceramic tile throughout the main living areas and attractive laminate flooring in both bedrooms. The updated kitchen offers plenty of cabinet space, including select 42-inch upper cabinets finished with crown molding, creating a clean and polished look. The spacious primary suite provides plenty of room for a king-size bed and features a walk-in closet and private ensuite bathroom with a tub/shower combination. The guest bathroom has been nicely updated with a walk-in shower and glass doors. Enjoy two separate outdoor living spaces, including a screened front porch and an additional rear porch overlooking peaceful green space—the perfect spot to relax and enjoy the Florida weather. Additional highlights include a 2019 A/C system, a brand-new 2026 water heater, and PVC repiping for added peace of mind. A conveniently located washer and dryer closet is just outside the front door. One covered parking space is included, with tandem parking available, along with street parking for guests. The property is being sold AS-IS and unfurnished. Bird Bay Village offers an impressive collection of amenities, including a Junior Olympic swimming pool, fitness center, clubhouse, tennis and pickleball courts, shuffleboard, and more. The maintenance fee includes water, sewer, trash, exterior maintenance and insurance, management, pest control, and additional community services. With its ground-floor location, tasteful updates, two outdoor living areas, and access to everything Bird Bay Village has to offer, this is the one you’ve been waiting for. Paradise awaits!

Facts

Property type
Condominium
Year built
1973
Living area
990 sqft
Lot size
16.04 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$2,420/yr
Monthly fees
$775/mo
Listed
Oct 28, 2026
MLS #
N6146344

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 644 WHITE PINE TREE RD #43. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,132

$956 of that is principal & interest. 55% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$956
Property taxes
$202
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$775
Mortgage insurance (PMI)
$0
Total per month
$2,132

Over the life of the loan

Loan amount
$151,200
Down payment
$37,800
Total interest
$192,847
Principal + interest paid
$344,047
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

644 White Pine Tree Rd #43, Venice, FL 34285

Listing courtesy of PARADISE REALTY OF VENICE INC · MLS# N6146344 · Active

How would you like to see it?
Which day?
What time of day?

In person · Wed, Oct 28 · Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:20 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]