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$689,000
Active6312 Midnight Pass Rd #305S, Sarasota, FL 34242
2 beds · 2 baths · 894 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4710885
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Picture your mornings starting with coffee on your screened lanai, a gulf view and soft sea breezes, then a few steps to the powdery white sand of world-famous Siesta Key beach. This 2-bedroom, 2-bath beachfront condo in a waterfront gated community is your own seasonal getaway when you want it and an established vacation rental when you don't. Weekly rentals are permitted, and the residence is already an active vacation rental with a proven booking history, so it can help offset the cost of ownership while you are away. Sold furnished and turnkey, it is ready to enjoy from the day you close. A split bedroom plan places a private en-suite bath with each bedroom, so guests and family each have their own retreat. Tile flooring throughout and a bright white kitchen with stainless appliances make for easy, low-maintenance coastal living. A large storage closet holds beach chairs, umbrellas and toys, and beach chairs are provided on the sand for owners and guests. Crescent Arms offers direct beach access, a community pool, tennis, an elevator and an assigned carport space, with a water view from the grounds and the Gulf just steps away. Stroll to nearby restaurants and shops, or hop on the free Siesta Key trolley to explore the island. A rare chance to own a piece of Siesta Key that works for you whether you are here or not.
Facts
- Property type
- Condominium
- Year built
- 1968
- Living area
- 894 sqft
- Waterfront
- Yes · 202 ft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,871/yr
- Monthly fees
- $1,107/mo
- Listed
- Oct 27, 2026
- MLS #
- A4710885
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 6312 MIDNIGHT PASS RD #305S. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,654
$3,484 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,484
- Property taxes
- $489
- Homeowners insurance
- $574
- Flood insurance
- $0
- HOA / condo fees
- $1,107
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,654
Over the life of the loan
- Loan amount
- $551,200
- Down payment
- $137,800
- Total interest
- $703,025
- Principal + interest paid
- $1,254,225
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
6312 Midnight Pass Rd #305S, Sarasota, FL 34242
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4710885 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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