$167,000
Active1423 Mediterranean Dr #b, Punta Gorda, FL 33950
2 beds · 2 baths · 1,089 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# A4710897
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. Open the door and step onto your 23-foot screened, tiled lanai. Your boat is just 25 feet away, waiting at your private, deeded concrete dock. No stairs, no hauling gear through a lobby, just easy waterfront living in deed-restricted Punta Gorda Isles. Enjoy direct boating access through the saltwater canal to Charlotte Harbor and the Gulf, with opportunities to fish for tarpon, snook, and redfish or spot dolphins along the way. A spacious storage closet on the lanai keeps your fishing gear and boating essentials close at hand. Inside, this condo features a desirable split-bedroom floor plan, with bedrooms on opposite sides of the living area for added privacy. Two sets of wide sliding glass doors connect the living room to the lanai, while the kitchen and primary bedroom serves up serene canal views. The primary suite includes private lanai access, two built-in closets, and an en-suite bath with a walk-in shower. The guest bedroom also features two built-in closets and convenient access to the guest bath with tub and shower. An in-unit washer and dryer and a hallway linen closet add everyday convenience. Facing south, the lanai enjoys abundant natural light throughout the afternoon, followed by beautiful sunsets and evening skies reflected over the water. The building is tucked at the end of a cul-de-sac, with the heated community pool just steps away—approximately 40 feet from your front door. Enjoy low-maintenance living, with the association fee covering water, sewer, lawn care, and pool maintenance. Major exterior updates include a new metal roof and fresh exterior paint, both completed in 2024. Two assigned parking spaces and electric roll-down shutters protecting the lanai and guest bedroom provide added convenience and peace of mind. Ready for your personal touch, this condo offers the opportunity to update the paint, flooring, and lighting to suit your style. The waterfront setting and boating lifestyle are already here! Conveniently located just 1.6 miles from Fishermen’s Village, 2 miles from downtown Punta Gorda, and less than 10 minutes from Punta Gorda Airport (PGD), you’ll enjoy easy access to shopping, dining, entertainment, and travel. If you’ve been searching for a first-floor waterfront condo with a private dock and direct Gulf access, this is your opportunity. Come see the view—and imagine the possibilities!
Facts
- Property type
- Condominium
- Year built
- 1981
- Living area
- 1,089 sqft
- Lot size
- 0.03 acres
- Waterfront
- Yes · 40 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,190/yr
- Monthly fees
- $635/mo
- Listed
- Oct 26, 2026
- MLS #
- A4710897
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1423 MEDITERRANEAN DR #B. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,779
$844 of that is principal & interest. 53% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $844
- Property taxes
- $99
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $635
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,779
Over the life of the loan
- Loan amount
- $133,600
- Down payment
- $33,400
- Total interest
- $170,399
- Principal + interest paid
- $303,999
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1423 Mediterranean Dr #b, Punta Gorda, FL 33950
Listing courtesy of LPT REALTY, LLC · MLS# A4710897 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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