$269,999
Active2281 Talbrook Ter, Punta Gorda, FL 33983
3 beds · 2 baths · 1,560 sq ft
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532561
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to your new home in Harbour Heights!! Check out this lovely 3 bedroom, 2 bath with a Den/Office/Possible 4th in the waterfront boating community of Harbour Heights. Built in 2023, this nearly new construction home is 1,560sqft under air, 2,000sqft total with an open floorplan, beautiful functional kitchen with stainless appliances, large bedrooms, a 2 car garage, hurricane shutters in case of inclement weather, an inside utility/laundry room, a 10 x 20 covered patio with screen panels for bug-free outdoor relaxation, and room for your boat, jet skis and other watercraft!! Enjoy the freedom of peaceful living in this quiet area of Charlotte County with plenty of nearby amenities, like the newly renovated public playground for the littles, park with a covered pavilion to rent on special occasions, basketball, pickleball & tennis courts, and a BOAT RAMP with access to the Peace River, Charlotte Harbor and out to GULF waters!! This unique and friendly community hosts cook-offs, concerts, and pot-luck dinners throughout the year, and even celebrates the holidays with an annual golf cart parade! Make your appointment to check out the fun, welcoming, laid-back lifestyle in Harbour Heights.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Living area
- 1,560 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- 10AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,073/yr
- Listed
- Oct 28, 2026
- MLS #
- C7532561
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2281 TALBROOK TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,763
$1,365 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,365
- Property taxes
- $173
- Homeowners insurance
- $225
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,763
Over the life of the loan
- Loan amount
- $215,999
- Down payment
- $54,000
- Total interest
- $275,495
- Principal + interest paid
- $491,494
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2281 Talbrook Ter, Punta Gorda, FL 33983
Listing courtesy of ERA ADVANTAGE REALTY, INC. · MLS# C7532561 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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