$247,000
Active5229 Chaney Ter, Port Charlotte, FL 33981
4 beds · 2 baths · 1,636 sq ft
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8561916
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under Construction. The property’s price is based on the current stage of construction, which is 0.83/100 of completion. This property has an active and transferable building permit. Electrical, plumbing, and HVAC systems are already completed, and the structure is in an advanced stage of construction—ready to be finished to the new owner’s specifications. If the buyer wants to finish the construction with our builder we have a preferred lender to provide financing and the remaining cost is $53,575. This stunning new home will feature 4 bedrooms and 2 bathrooms in a peaceful, well-located neighborhood, with an attached 2-car garage and elegant paver driveway. The smart two-way split floor plan offers privacy and comfort, with modern waterproof vinyl flooring throughout. The open-concept kitchen includes granite countertops, upgraded cabinets, and a stylish backsplash—ideal for both daily living and entertaining. The master suite provides a spacious retreat with a walk-in closet. No HOA, no CDD, and no restrictions—experience the freedom to make this home truly yours. A prime opportunity for investors and homeowners alike!
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Living area
- 1,636 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $522/yr
- Listed
- Oct 27, 2026
- MLS #
- TB8561916
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5229 CHANEY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,498
$1,249 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,249
- Property taxes
- $44
- Homeowners insurance
- $206
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,498
Over the life of the loan
- Loan amount
- $197,600
- Down payment
- $49,400
- Total interest
- $252,028
- Principal + interest paid
- $449,628
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5229 Chaney Ter, Port Charlotte, FL 33981
Listing courtesy of PARADISE REALTY AND INVESTMENT · MLS# TB8561916 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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