$22,900
Active10235 Thames Ave, Englewood, FL 34224
0.23 acre lot
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6149385
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
YOUR FLORIDA DREAM STARTS HERE! Create your own slice of paradise on this vacant residential lot in Englewood, where sunny days, coastal adventures, and spectacular sunsets set the scene for Southwest Florida living. With city water and electricity nearby, this property offers an opportunity to plan a home around your vision—whether that means a seasonal escape, a year-round retreat, or a land purchase for the future. Spend your days soaking up the sunshine at Englewood Beach, exploring the waters of Lemon Bay, or browsing the shops and restaurants along historic Dearborn Street. From boating, fishing, and kayaking to beachcombing and dinner out, the Englewood area offers plenty of ways to enjoy the Florida lifestyle. Shopping, dining, and everyday conveniences round out the appeal of this coastal community. Bring your builder, explore the possibilities, and take the first step toward making your Florida plans a reality. Your next chapter could begin at 10235 Thames Avenue! Buyer to verify zoning, building requirements, city water and electric availability, connection costs, flood zone, and suitability for intended use with the appropriate county authorities and utility providers.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $523/yr
- Listed
- Oct 27, 2026
- MLS #
- D6149385
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10235 THAMES AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$359
$116 of that is principal & interest. 68% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $116
- Property taxes
- $44
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $359
Over the life of the loan
- Loan amount
- $18,320
- Down payment
- $4,580
- Total interest
- $23,366
- Principal + interest paid
- $41,686
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10235 Thames Ave, Englewood, FL 34224
Listing courtesy of CENTURY 21 SUNBELT REALTY · MLS# D6149385 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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