$299,900
Active1010 Red Bay Ter NW, Port Charlotte, FL 33948
3 beds · 2 baths · 1,243 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532590
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Your Florida pool home awaits! Beautifully maintained, this 3-bedroom, 2-bathroom pool home combines indoor comfort with outdoor living. The functional floor plan features an open living and dining area, creating a welcoming space for everyday living and entertaining. The kitchen is equipped with granite countertops, stainless steel appliances, and plenty of cabinet space for storage. Step outside to your private, fully fenced backyard, where a spacious covered lanai overlooks the large screened-in saltwater pool. Whether you're enjoying a quiet morning outdoors or hosting friends and family, this space is perfect for making the most of the Florida lifestyle. Additional highlights include IMPACT-resistant windows, PUBLIC water utility, and NO carpet throughout the home for easy maintenance. Located in a X flood zone! Conveniently situated near shopping, dining, medical offices, and everyday amenities, this home combines comfort, privacy, and convenience. ROOF 2021
Facts
- Property type
- Single Family Residence
- Year built
- 1977
- Living area
- 1,243 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- X500*
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,305/yr
- Listed
- Oct 27, 2026
- MLS #
- C7532590
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1010 RED BAY TER NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,875
$1,516 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,516
- Property taxes
- $109
- Homeowners insurance
- $250
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,875
Over the life of the loan
- Loan amount
- $239,920
- Down payment
- $59,980
- Total interest
- $306,005
- Principal + interest paid
- $545,925
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1010 Red Bay Ter NW, Port Charlotte, FL 33948
Listing courtesy of RE/MAX PALM REALTY · MLS# C7532590 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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