$2,100,000
Active45 Seawatch Lake Dr, Boca Grande, FL 33921
3 beds · 3.5 baths · 2,885 sq ft
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · MLS# D6149414
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Newly renovated with luxury wide plank hardwood floors throughout, impact windows and doors throughout, composite decking and fresh interior paint. The paver driveway into the gated community of Seawatch that introduces a charming lakefront spacious 3 bedroom, 3 and one-half bath Villa graced by Lake Gasparilla. The solarium entry with a circular staircase comes complete with an open floor living/dining area, wood cathedral ceilings, and a screened lanai with excellent lake views. The kitchen showcases wood cabinets, wainscot backsplash and plenty of counter space. Other features include plantation shutters throughout, turret style guest bedroom with beadboard vaulted ceiling, one car garage, and ample storage. The spacious master suite offers a vaulted ceiling, and open balcony with easterly lake views. Seawatch is a waterfront gated community of 49 residence featuring 4 beach accesses, 2 tennis courts and 2 pools and located between Lake Gasparilla and the Gulf of Mexico.
Facts
- Property type
- Villa
- Year built
- 1991
- Bathrooms
- 3 full, 1 half
- Living area
- 2,885 sqft
- Lot size
- 0.11 acres
- Waterfront
- Yes · 60 ft
- Water access
- Lake
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- VE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $22,962/yr
- Monthly fees
- $923/mo
- Listed
- Oct 28, 2026
- MLS #
- D6149414
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 45 SEAWATCH LAKE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$15,205
$10,619 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $10,619
- Property taxes
- $1,914
- Homeowners insurance
- $1,750
- Flood insurance
- $0
- HOA / condo fees
- $923
- Mortgage insurance (PMI)
- $0
- Total per month
- $15,205
Over the life of the loan
- Loan amount
- $1,680,000
- Down payment
- $420,000
- Total interest
- $2,142,747
- Principal + interest paid
- $3,822,747
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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45 Seawatch Lake Dr, Boca Grande, FL 33921
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · MLS# D6149414 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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