$225,000
Active821 E 7th St, Englewood, FL 34223
2 beds · 2 baths · 1,134 sq ft
Listing courtesy of TALL PINES REALTY · MLS# D6149631
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Bring your vision to this waterfront gem offered at an incredible price! Nestled close to pristine beaches, championship golf courses, and world-class fishing, this property is the ultimate canvas for a custom Florida retreat. Key structural assets are already in place, including a good roof, updated electric, and a functional split-bedroom floor plan. The real showstopper is the outdoor space: a massive 30-foot lanai opens to 95 feet of water frontage, with a concrete seawall and boat davits for easy maritime access. The sprawling, oversized lot provides the rare footprint needed to expand with an additional garage and a custom pool. Connected to public water and sewer. Don't miss this rare value!
Facts
- Property type
- Single Family Residence
- Year built
- 1974
- Bathrooms
- 2 full
- Living area
- 1,134 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 95 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,104/yr
- Listed
- Nov 10, 2026
- MLS #
- D6149631
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 821 E 7TH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,596
$1,138 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,138
- Property taxes
- $259
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,596
Over the life of the loan
- Loan amount
- $180,000
- Down payment
- $45,000
- Total interest
- $229,580
- Principal + interest paid
- $409,580
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
821 E 7th St, Englewood, FL 34223
Listing courtesy of TALL PINES REALTY · MLS# D6149631 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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