$32,000
Active8278 Agate St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of LUXURA HOME REALTY LLC · MLS# A4698096
125 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- canal-front lot
- canal access
- waterfront parcel
- boating from backyard
- Gulf beach proximity
- world-class fishing
- championship golf courses
AI-selected highlights from the listing description below.
Beautiful canal-front lot in the peaceful South Gulf Cove community of Port Charlotte. This ready-to-build waterfront parcel offers canal access — the perfect setting for your dream home with boating right from your backyard. Just 15 minutes from the beautiful Gulf beaches, this lot combines tranquil living with easy access to everything Port Charlotte has to offer, including shopping, dining, entertainment, and more. Enjoy world-class fishing, championship golf courses, scenic rivers, and an active Southwest Florida lifestyle right at your fingertips.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Brackish Water
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $939/yr
- Listed
- Jun 25, 2026
- MLS #
- A4698096
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8278 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$440
$162 of that is principal & interest. 63% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $162
- Property taxes
- $78
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $440
Over the life of the loan
- Loan amount
- $25,600
- Down payment
- $6,400
- Total interest
- $32,651
- Principal + interest paid
- $58,251
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8278 Agate St, Port Charlotte, FL 33981
Listing courtesy of LUXURA HOME REALTY LLC · MLS# A4698096 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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