$40,000
Active8286 Agate St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# D6145201
316 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront community
- 55 mile canal system
- public boat launch
- nearby golf courses
- sandy beaches
- hiking/biking trails
AI-selected highlights from the listing description below.
Location is paramount when searching for your new homesite. This lot is located in the popular waterfront community of South Gulf Cove. The area is situated midway between Sarasota to the north and Fort Myers to the south. Beautiful, sun filled days make it easy to enjoy numerous recreational activities. Stunning beaches along southwest Florida's shoreline provide the perfect opportunity for sunbathing, kayaking, paddle boarding, or walking the sandy shores collecting shells. If golf is your favorite pastime, you'll be delighted with the numerous courses nearby. The South Gulf Cove community offers waterfront or interior lots but all residents are able to enjoy boating the 55 mile canal system by accessing the public/community boat launch. The area provides easy access to shopping, dining, hiking/biking trails, fishing, medical facilities, airports and more. Now is your opportunity to procure a piece of Paradise for your new home construction now or in the future.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- Northwest
- Flood zone
- 8AE
- Annual taxes
- $817/yr
- Monthly fees
- $10/mo
- Listed
- Dec 14, 2025
- MLS #
- D6145201
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8286 AGATE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$480
$202 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $202
- Property taxes
- $68
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $480
Over the life of the loan
- Loan amount
- $32,000
- Down payment
- $8,000
- Total interest
- $40,814
- Principal + interest paid
- $72,814
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8286 Agate St, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# D6145201 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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