$26,000
Active8289 Matecumbe Rd, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7529115
81 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 89 feet road frontage
- public water and sewer
- no wetlands on property
- boat lock system access
- public boat ramp
- no bridges to harbor
- nearby golf courses
AI-selected highlights from the listing description below.
Build your dream home in the sought-after boating community of South Gulf Cove at 8289 Matecumbe Road, Port Charlotte, FL 33981. This homesite offers 89 feet of road frontage, 125 feet of depth, and 80 feet across the back, totaling 10,526 square feet (.24 acres). Public water and public sewer are both available to the property, and electricity is conveniently available right across the street, making this an easy lot to build on. According to the CCGIS website, this property is NOT located within a Scrub Jay review zone, and the National Wetland Inventory mapper shows no wetlands on the property, giving buyers added confidence heading into the permitting process. San Domingo Park is just down the street, offering residents a fishing area, fitness trail, nature trail, open multi-purpose space, and picnic tables, perfect for enjoying the outdoors close to home. South Gulf Cove is one of Southwest Florida's premier waterfront communities, with a network of canals that connect through the community's boat lock system out to Charlotte Harbor and on to the Gulf of America, making it a boater's paradise. The community's own South Gulf Cove Park features a public boat ramp for easy access to the water, and with no bridges blocking the way to the harbor, larger vessels and even sailboats can make the journey out with ease. For the avid golfer, Rotonda Golf & Country Club is just minutes away with five distinct courses to play, the Palms, the Pinemoor, the Hills, the Links, and the Long Marsh, giving golf lovers plenty of variety without ever leaving the area. Beach lovers are only about 15 minutes from the sugar sand shores of Englewood Beach and Boca Grande, while sports fans will enjoy being a short drive from Charlotte Sports Park, spring training home of the Tampa Bay Rays. Commuters and travelers alike will appreciate easy access to I-75 as well, keeping the rest of Southwest Florida within reach. Whether you are looking to build a full-time residence, a seasonal retreat, or your own personal boating getaway, this South Gulf Cove homesite offers the space, water access, and lifestyle that make Southwest Florida living so desirable. Contact us today to make this property yours.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Exposure
- Northeast
- Flood zone
- AE
- Annual taxes
- $940/yr
- Monthly fees
- $10/mo
- Listed
- Aug 8, 2026
- MLS #
- C7529115
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8289 MATECUMBE RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$420
$131 of that is principal & interest. 69% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $131
- Property taxes
- $78
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $420
Over the life of the loan
- Loan amount
- $20,800
- Down payment
- $5,200
- Total interest
- $26,529
- Principal + interest paid
- $47,329
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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8289 Matecumbe Rd, Port Charlotte, FL 33981
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · MLS# C7529115 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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