$45,000
Active8297 Dimstead St, Port Charlotte, FL 33981
0.31 acre lot
Listing courtesy of KW COASTAL LIVING · MLS# D6144534
359 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront community
- oversized lot
- public water and sewer
- optional HOA
- clubhouse access
- community parks
AI-selected highlights from the listing description below.
Discover the perfect place to build your Florida dream home on this OVERSIZED lot located in the desirable waterfront community of South Gulf Cove! This spacious lot offers public water and sewer, making it easy to start construction. Enjoy the convenience of being just minutes from world-class beaches, boating, golf, shopping, and dining. South Gulf Cove is a growing community with an OPTIONAL HOA, only $120 per year, that provides access to the clubhouse, parks, and community events. Whether you’re planning your forever home or an investment property, this lot offers plenty of room for your ideal layout, pool, and more. Don’t miss this opportunity to own a slice of paradise on Florida’s beautiful Gulf Coast!
Facts
- Property type
- Land
- Lot size
- 0.31 acres
- Exposure
- Southeast
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $1,247/yr
- Monthly fees
- $10/mo
- Listed
- Nov 3, 2025
- MLS #
- D6144534
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8297 DIMSTEAD ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$541
$228 of that is principal & interest. 58% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $228
- Property taxes
- $104
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $541
Over the life of the loan
- Loan amount
- $36,000
- Down payment
- $9,000
- Total interest
- $45,916
- Principal + interest paid
- $81,916
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8297 Dimstead St, Port Charlotte, FL 33981
Listing courtesy of KW COASTAL LIVING · MLS# D6144534 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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