$99,900
Active8320 Riverside Dr #51B, Punta Gorda, FL 33982
2 beds · 2 baths · 805 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145321
75 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 2022 roof
- 2025 HVAC system
- 2025 hot water heater
- elevated A/C system
- walk-in shower
- fishing dock
- kayak and paddleboard access
- boat and trailer parking
AI-selected highlights from the listing description below.
Welcome to Lazy Lagoon in Punta Gorda! This beautifully maintained manufactured home is being offered turnkey, making it easy to move right in and start enjoying the Florida lifestyle. This home has been lovingly cared for and features numerous updates, including a 2022 roof, 2022 bedroom carpeting, fresh interior paint, new ductwork and HVAC blower motor in 2025, new hot water heater in 2025, updated skirting/lattice, and new blinds in the kitchen and bedrooms. The elevated A/C system adds peace of mind and efficiency. The primary suite features an ensuite bath with a walk-in shower and built-in seating, while the second bathroom offers a tub/shower combination. A washer and dryer are conveniently located inside the home, and the outdoor storage shed includes shelving and even a pressure washer. Enjoy low monthly expenses with water, sewer, and trash included in the HOA! Boat and trailer parking is available in a secured area for only $25 per year. Lazy Lagoon is a friendly, active waterfront community located on Shell Creek off the Peace River, offering a fishing dock, kayak and paddleboard access, fish cleaning station, shuffleboard, billiards, pool room, community laundry, and a concrete-block clubhouse. Residents enjoy Bingo, potlucks, dancing, pancake breakfasts, game nights, and plenty of opportunities to make new friends while still respecting one another's privacy. Located in beautiful Punta Gorda, you're close to historic downtown, waterfront parks, the Harborwalk, restaurants, shopping, fishing, boating, and outdoor recreation, with convenient access to I-75 and the Gulf Coast. Well-maintained, thoughtfully updated, partially turnkey, and surrounded by an active waterfront community—this is Florida living made easy!
Facts
- Property type
- Manufactured Home
- Year built
- 2007
- Bathrooms
- 2 full
- Living area
- 805 sqft
- Lot size
- 0.06 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Partially
- Flood zone
- 11AE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $1,115/yr
- Monthly fees
- $210/mo
- Listed
- Aug 10, 2026
- MLS #
- N6145321
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8320 RIVERSIDE DR #51B. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,008
$505 of that is principal & interest. 50% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $505
- Property taxes
- $93
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $210
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,008
Over the life of the loan
- Loan amount
- $79,920
- Down payment
- $19,980
- Total interest
- $101,934
- Principal + interest paid
- $181,854
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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8320 Riverside Dr #51B, Punta Gorda, FL 33982
Listing courtesy of COLDWELL BANKER REALTY · MLS# N6145321 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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