$339,000
Active834 Santa Margerita Ln, Punta Gorda, FL 33950
0.23 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529785
70 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront homesite
- water views
- private dock
- concrete seawall
- boating lifestyle
- Punta Gorda Isles location
AI-selected highlights from the listing description below.
WATERFRONT HOMESITE IN PUNTA GORDA ISLES. Build the luxury home you’ve been dreaming of on this exceptional waterfront lot in desirable Punta Gorda Isles! Imagine starting your day with peaceful water views from your future lanai and ending it with an evening cruise from your own dock. This property offers a fantastic boating lifestyle, with quick access to open water in approximately 10 minutes by boat and the option to stop along the way at popular Fishermen’s Village for waterfront dining, shopping, entertainment and concerts at the renowned Military Heritage Museum. The 9,868 sq ft lot features a 30-foot concrete dock, refreshed with new pilings in 2021, and is ready for your powerboat or future lift. The concrete seawall is maintained by the city for added peace of mind. Public water and sewer are available, making this a prime setting for the luxury residence you’ve been dreaming of. Ideally located just a short bike ride or drive from charming historic downtown Punta Gorda, you’ll enjoy easy access to fabulous restaurants, boutiques and local art. Punta Gorda Airport is nearby, with Allegiant providing nonstop service to numerous destinations, making travel simple and convenient. Gulf beaches in Englewood, Sarasota, and Fort Myers are also within reach for even more opportunities to enjoy Florida’s coastal lifestyle. Enrich your life in this wonderful small town community. Away from the hustle, but close enough to explore new adventures. Whether your ideal day includes boating, fishing, kayaking, biking or simply relaxing by the water, this is an rare opportunity to create an extraordinary Florida retreat. Don’t wait. Call today!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 136 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Exposure
- West
- Flood zone
- 9AE
- CDD
- No
- Annual taxes
- $6,106/yr
- Listed
- Aug 17, 2026
- MLS #
- C7529785
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 834 SANTA MARGERITA LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,506
$1,714 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,714
- Property taxes
- $509
- Homeowners insurance
- $283
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,506
Over the life of the loan
- Loan amount
- $271,200
- Down payment
- $67,800
- Total interest
- $345,901
- Principal + interest paid
- $617,101
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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834 Santa Margerita Ln, Punta Gorda, FL 33950
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7529785 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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