$405,000
Active839 42nd St, Sarasota, FL 34234
3 beds · 1 bath · 868 sq ft
Open house
- Sun, Nov 1 · 1–3 PM
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4702617
76 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- RMF2 zoning
- One-car garage
- Separate laundry room
- Flood Zone X
- No HOA
- Established rental history
- Spacious backyard
AI-selected highlights from the listing description below.
PRICE IMPROVEMENT ALERT! Unlock incredible potential in the heart of Sapphire Shores with this solid concrete block home situated on an expansive 0.26-acre lot. Zoned RMF2 (Multi-Family), this property offers rare versatility for investors or owner-occupants looking to build "sweat equity" in one of Sarasota’s most desirable coastal enclaves. The 3-bedroom layout features easy-care tile flooring throughout, a one-car garage, and a dedicated laundry room. With a proven rental history of $2,100/month, the home serves as a reliable income generator or a functional canvas for a custom renovation. The oversized lot provides ample space for expansion or creating a private outdoor retreat, all within Flood Zone X and free from HOA restrictions. The 868 Heated Sq Ft does not include the one car garage and the additional laundry room attached to it. Roof 2008 and A/C 2015. Live in it. Improve it. Rent it. Or bring your vision. Clean, ready to show and full of possibilities.
Facts
- Property type
- Single Family Residence
- Year built
- 1950
- Bathrooms
- 1 full
- Living area
- 868 sqft
- Lot size
- 0.26 acres
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,965/yr
- Listed
- Aug 6, 2026
- MLS #
- A4702617
Price & status history
- Listed for $439,000
- Price reduced to $419,900
- Price reduced to $405,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 839 42ND ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,799
$2,048 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,048
- Property taxes
- $414
- Homeowners insurance
- $338
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,799
Over the life of the loan
- Loan amount
- $324,000
- Down payment
- $81,000
- Total interest
- $413,244
- Principal + interest paid
- $737,244
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
839 42nd St, Sarasota, FL 34234
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4702617 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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